This is most likely a crane fly. They resemble a wasp. Crane flies do not sting or bite and pose no harm to humans.
The insect you are describing sounds like a common flower beetle, also known as a blister beetle. They have a red or reddish-orange body with metallic black wings and do not have a stinger. These beetles can often be found around flowers feeding on pollen.
A wasp with a large black body and orange wings is known as a Tarantula Hawk. Apparently, the Tarantula Hawk has a stinger that is large enough to take down a tarantula. The wasp then pulls the tarantula back to it's nest and feeds the spider to it's young.
The fire ant is a common native of tropical climates in the southern United States. Variations of the species have a black body with six orange legs.
Tarantula Hawk
Black jacket bee
Its body is similar to a bee, and the wings are shaped like a moth. I know it is not a dragonfly.
The flying insect that is black with orange bands on its body seems to be a honey bee. Honey bees are native to Southeast Asia and are so-called because of their ability to produce and store honey.
The Cicada Wasp has a black body with blue wings. This wasp also features red and yellow stripes near its stinger.
Puffin maybe
They have red and black head, white neck, white body, black and white wings, and orange feet.
It is a wasp
It sounds like you might be describing a black widow spider. Black widows are black with orange/red markings on their abdomen and have venomous stingers called pedipalps. They are known for their potent venom and distinctive coloring.