An insect that can have a black body and yellow tail, flies, and stings may be a hornet. Many species of wasps and hornets match this description.
The insect with wings that have yellow stripes and can fly is a wasp.
The insect you are referring to is called a caterpillar.
The insect you are referring to is called a caterpillar, which transforms into a butterfly.
grass spider
The Cicada Wasp has a black body with blue wings. This wasp also features red and yellow stripes near its stinger.
A common insect that looks like a wasp is a hoverfly. Hoverflies have yellow and black stripes on their bodies, resembling the appearance of a wasp, but they do not sting.
Bees have stripes that are black and yellow.
6 Yellow stripes .
It is possible that you are describing a Marbled Orbweaver spider, which is black with yellow or white markings. This spider can be found in North America and is not harmful to humans. It is important to observe from a safe distance.
A black caterpillar with yellow stripes typically has a dark body with bright yellow stripes running along its length.
It's a hummingbird moth. http://www.worldofhummingbirds.com/moth.php
All bees will lose their stinger as well as some wasps and yellow jackets. Bellow I posted a link that shows the difference between the main types of bees, yellow jackets, and wasps that you will find in North America. http://www.beeremovalspecialist.com/