Can you collect short term disability from two different employers at the same time?

Answer 1

Yes. For more information you might want to check out the links on the right. If you injury was work related in the first place, I'm not sure why didn't file a worker's compensation claim. If you do file a worker's comp claim, the disability insurance company will likely want to collect much of the money you receive because typically worker's comp is an offset or an exclusion from disability plans.

Answer 2

You can receive both. I am not able to provide a more detailed answer because I do not know what state you work in and would be receiving disability benefit payments from. If you are eligible, you should file a claim with your state, and your group disability insurance carrier. The benefit payments that you receive through the state will be offset from the benefit payments that you receive through the group disability insurance carrier. When you file your disability claim through the group disability insurance carrier, make sure to tell them that you have filed for your state's disability benefit and what the claim's status is. This is of course assuming you are filing a claim; otherwise this is just FYI.

Answer 3

You will have to check your employer's disability policy. Some will integrate benefits with state disability, and others will be considered as supplemental. A supplemental policy allows you to collect benefits from both.

Answer 4

Yes, you can collect employer disability benefits and Social Security income benefits (SSI) at the same time. However, just about all group Disability plans will include a provision stating that benefits will offset dollar-for-dollar with any SSI benefits you receive or are eligible for, including personal and family SSI benefits.

In other words, your employer disability benefits will be reduced in direct relation to the SSI benefits you qualify for. In many cases, the insurance company providing coverage can actually assess an expected SSI benefit for a claimant (specially if he/she does not apply for SSI), and reduce benefits by the expected/assumed amount.

Answer 5

If you have a qualifying injury/accident, have private SDI from your employers and can't perform your duties at either job yes you can collect disability from both companies. Check with your Human Resources Dept.

Answer 6

Disability implies inability to work or hold down a job. Holding two jobs violates the definition.