It is likely that a 20 year old Worker's Compensation claim would be valid. It is possible that a compensation lawyer could assist in continuing the case.
They can collect before it is settled
Payment settled on 2nd day, 2nd Month
Have you settled your toll bill payment?
Not if it's settled outside of court, no.
seven years from the date of last payment.
A good disability attorney in Ontario is Mark Yazdani. He represents disabled individuals in lawsuits against many insurance companies. What is great about him is he is does not give upfront fees, you can pay after your case has been settled in court.
They can attempt to collect. If the debt can be proved to be invalid the information should be forwarded to the agency via certified mail. Whether or not the debt is invalid under the terms of the orignal agreement depends on the how it would be viewed in court (if it comes to that).
If the check is invalid, then the debt has not been settled. The money is still owed to you and you can collect it in another form.
settlement method
Most lawyers require a down payment for their services. The require these fees to get most of the paperwork started. Usually debt lawyers are not paid until your case is settled and you receive your settlement.
NOT unless they get a judgementand attach your returns.
Under "contract law", in this instance the loan/payment agreement you signed at the time the car was handed over to you.