Yes, as long as there is an unpaid debt that is due , a cedit card company may sue and get a judgment against the debtor. The problem for the card company is that if there are no wages or income to garnish, it may have to go after other assets the debtor owns or just wait until the debtor gets a job. Judgments are not court orders to find a way to pay them.
A motorcycle that was paid for on a credit card can not be repossessed considering the credit card company paid the dealer. You must pay the card company back though or they can take you to court.
I believe that if a credit card company takes you to court and you or your representative (attorney) do not appear, a summary judgment can be issued against you and the court can order your wages garnished.
“Can a government grant help an unemployed person with a $20,000 credit card debt?
If you don't pay your credit card bill, the company may put the nonpayment on your credit report. Also, the credit company may sue you in court.
A credit card company can garnish you wages if they successfully sue for the owed funds in court. They cannot garnish wages before going through the court system.
A company can seize assets doe to credit card default if they obtain a judgment through the court. You will be notified of the court date.
No.
They have to take you to court to take anything from you.
As many time as they like
Yes, after obtaining a judgment writ from the court.
In court, "Sue" just means "ask". The credit card company is just asking the court to require you to pay the debt. Yes, they can ask the court to require you to pay. The way THEY view it: You took on an obligation to pay for credit card purchases. You promised to pay for future purchases and be responsible with your finances when you signed the credit card agreement. Then, every time you used the card, you signed an agreement stating that you would pay for the purchases. Now you're claiming that it wasn't your fault, that the credit card company is responsible because they gave you a card when you weren't employed... It was YOUR responsibility to only purchase what you could pay for. The credit card company didn't have a method of determining your ability to pay for your debts.
You should not avoid paying the minimum due in your credit card account. The credit card company does not care if you lost your job. What you need to do is to speak with a credit consolidation agency in your area. Ask around about their reputation. The credit consolidation company will make a deal with your credit card company.