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Related Questions

Can a debt collector for a cell phone company take your income taxes?

No. Only the government can take your taxes, but a debt collector can get a court judgment against you and take your pay check.


How do you get a debt collector to stop calling?

"If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter - even if you don't think you owe the debt, can't repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don't want the collector to contact you again, tell the collector - in writing - to stop contacting you. Here's how to do that: Make a copy of your letter. Send the original by certified mail, and pay for a "return receipt" so you'll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt. "


What can you do if debt collector is overcharging your checking account on what you agreed?

If the debt collector is authorized to do a debit withdrawl then there is documentation that you signed authorizing same. If the documentation you signed with the debt collector does not match with the amount being withdrawled from your account, notify your bank immediatly of the fraudulent transactions. Take the documents to the bank. Do not prewarn the debt collector that you are doing this.


Can a credit card company or debt collector take money from your IRA?

No they cannot


Can a debt collector take away child support that is being paid to you?

shure why not


Can a debt collector take goods from anyone in the house?

Depends on the statutes in your state. If you are a self-help state and/or it's an act of replevin, and/or the debt is in the form of rent and the debt collector is the landlord removing an item from his rental property.


What should I do if a debt collector is threatening to take me to court?

If a debt collector is threatening to take you to court, you should seek legal advice immediately. Contact a consumer protection attorney or a legal aid organization to understand your rights and options. It is important to respond to the debt collector in writing and keep records of all communication. Do not ignore the situation, as it could result in a judgment against you.


Can a debt collector take your income tax refund?

yes they can ive seen it done to a buddy before he never saw his tax return he called the IRS and come to find out a debt collector took all of his refund. As already answered and discussed here a zillion times- ONLY the governments can get your tax refund. Anyone saying anything else is a liar.


Can an employer ask an employee's debt collector to stop calling?

Yes. In fact, it is a violation of the federal Fair Debt Collection Practices Act for a debt collector to contact you at work if your employer disapproves and they are informed of this fact by you or your employer. You or the employee can tell the debt collector to stop. Simply interrupt him and say, "This is my work number. Do not call me here again." And then hang up. 99% of the time, that will take care of it.


Can a debt collector take funds from a bank savings account without a court order in Wisconsin?

No, a debt collector cannot take funds without a garnishment order or court order. No one has access to your bank account but you. Sometimes, the bank account will be frozen before decision is made by the court.


Take On Debt Collection With Confidence?

If you ever find yourself in a situation where you are facing a debt collector, don't be afraid. You can take control of the process and make a good thing from a bad situation. The best thing to do is not to ignore the phone calls. Debt collection will not get resolved if you do this. Talk to the debt collector calmly and make sure they address you in a professional manner. Don't admit to owing a debt or making arrangements to pay the debt on the first contact. Give yourself some time to process the information before taking action.


If a lender purchases a debt and cancels the debt is there a time limit for a debt cancellation?

Cancellation of debts depending on individual circumstances can take a very lengthy time. When a debt is cancelled the creditor/collector is required to send a 1099C to the debtor and the IRS. A portion of the debt then becomes taxable income.