0
What can you do if debt collector is overcharging your checking account on what you agreed?
If the debt collector is authorized to do a debit withdrawl then there is documentation that you signed authorizing same. If the documentation you signed with the debt collector does not match with the amount being withdrawled from your account, notify your bank immediatly of the fraudulent transactions. Take the documents to the bank. Do not prewarn the debt collector that you are doing this.
What else can I help you with?
If a debt collector takes money out of your account before the date that you agreed upon can you have the money placed back into your account?
yes.reason is that if the debt collector return the money in question, you can as well pay it back into your account.thank you
How much can you overdraft a checking account?
my income tax return was to be deposited to my checking account but the account number was wrong so they[re rerouting it to my old address. I need to pay some bills but will have to wait until two weeks until my return comes in. My account is currently overdrawn and I need to know how much will the bank allow me to overdraw on my checking account.
How can I set up a pre-authorized withdrawal to my checking account?
To set up a pre-authorized withdrawal to your checking account, you will need to contact the company or organization that you want to authorize to withdraw funds. They will provide you with a form to fill out with your checking account information, such as your account number and routing number. You may also need to provide a voided check as proof of your account details. Once you submit the form, the company will process your request and begin withdrawing funds from your account on the agreed-upon schedule.
Can a husband deposit wife's paycheck on his checking account even if wife is not in the account?
The check would first have to be endorsed, that is, signed, by the wife before being deposited. The endorsement is proof that the wife has agreed to this by signing the check over to her husband. An unendorsed check will not be accepted.
Can a person add to a loan if it has a co signer And the co signer agreed to only that one amount?
No they cannot add an account if the co signer only agreed to one account.
You live in AL can a attorney office garnish your checking account if they have not informed you?
In order to lawfully garnish your pay they either need the authority of a court order to your employer do so, or you must have agreed to it in some contract or agreement that you previously signed.
Why is a checking account sometimes called a demand deposit?
No. A Demand Deposit or Term Deposit or a Fixed Deposit (FD) Account is one in which the customer deposits a big sum of money (Usually a few thousands and upwards. There is actually no limit to the amount of money you can deposit in a FD) for a fixed duration of time (Atleast 3 months or higher). Since you agree to keep the money deposited with the bank for a fixed/agreed upon duration, the bank gives you a very good interest as payment for keeping the deposit Checking Accounts are also called as Current Accounts. A checking account is one in which customers keep some money and use it for their day to day transactions. The money in this account does not earn any interest and is available for usage to the customer at all times.
What does insufficient number of accounts paid as agreed mean?
This means out of the total number of accounts you have, you have not paid on enough of them as agreed when you where issued the account. Example would be late payments.
How to get money from a check with no funds?
If a cheque is drawn on an account which has no funds in it then the bank is not obliged to honour it. In fact, unless the account has an agreed overdraft facility they won't honour it.
What if primary account holder dies and there is a cosigner?
The co-signer will be required to pay off the debt. That's what they agreed to when they co-signed so that the primary could get the account.
Can you apply for bank overdraft if your property is still under mortgage loan?
Yes. Overdraft protection is usually tied to your checking account and doesn't relate to a mortgage loan or even require that you own a home. In most cases you apply for overdraft protection and if you qualify, the bank will approve you for a preset line of credit. When a check is presented on your checking account and you do not have enough to cover it, the bank will advance a sum of money to pay the check. The bank usually begins to charge an agreed upon interest rate to you on the sum of money they advanced until you pay for the amount of the advance and the accrued interest.
Why does a savings account make a better investment than a checking account?
Savings accounts earn interest.
