Sure...but with reason
You file an objection to the motion for relief.
Relief allows the creditor to continue collection actions/foreclosure/repossession.
No, the government on the other hand will provide some debt relief so that I am able to stay in my home
Yes.
When you filed your bankruptcy, the court issued an automatic stay which prevents any creditor from moving forward with collection efforts. For whatever reason, this particular creditor wants to proceed with collection and it must request the permission of the bankruptcy court by filing the motion for relief from automatic stay.
Yes, you can sell your home after a relief to stay is granted, but you should consider the specific circumstances of your case. If the relief to stay is related to a legal matter, such as bankruptcy or foreclosure, you may need to address any restrictions or obligations that apply to the property. It's essential to consult with a legal professional to understand any potential implications on the sale process.
If relief from automatic stay has been lifted against you, the creditor may now proceed to collect the debt.
Automatic Stay is the thing that is automatically done when you file bankruptcy. It protects the assets of the bankruptcy estate. It prevents collection attempts. It stops foreclosure / evictions. A motion for relief from automatic stay is filed by a creditor when they want to foreclose, continue foreclosure, eviction, reposession, etc. Speak with an attorney about your specific situation. If you can not find an attorney, contact your local Bar association and they will refer you to one.
The motion for relief from stay only affects the creditor's right to proceed against the property that secures the debt. The creditor's right to be paid any deficiency after sale depends on the kind of bankruptcy. In a 7, no. In a 13, it depends on what the other unsecured creditors are getting.
No. Mobile homes are easily destroyed or overturned by high winds and are easily carried away by flooding, making them one of the worst places to stay during a hurricane.
Yes.
You can't, unless the liability is for fraud. You can file a motion for relief from stay, but it will not likely be granted. Unless the court grants you relief from the automatic stay, you cannot proceed. The liability will be discharged.