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If relief from automatic stay has been lifted against you, the creditor may now proceed to collect the debt.

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17y ago

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automatic stay means the unsecured creditors can not come after you for payment and your home is protected. releif from stay means your creditors can ask for payment and your hme is not protected.


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The automatic stay is more a term of art. If a case has truly been dismissed and you can verify this online, then the automatic stay was also terminated at that time. Nothing needs to be filed or done on your part. Verify that it was dismissed though.


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Process to foreclose after an automatic stay is lifted?

If the automatic stay is lifted and no foreclosure has been filed, one just needs filed as normal. If the foreclosure was already filed and the automatic stay was lifted, the creditor simply informs the Court with the foreclosure that the stay was lifted and the case will resume. Speak with an attorney about your specific situation. If you can not find an attorney, contact your local Bar association and they will refer you to one.

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