The bank should not have your car title if it is paid off. If you declared bankruptcy and it was discharged, your bank credit card account should be dismissed.
Yes. That's why the credit union has possession of the title. If you used the car as collateral for a loan and default on the loan the lender will take possession of the car and sell it to offset what you owe on the loan.
There is no book that has been written that has the specific title "Rebuild Your Credit". There is, however, a book titled "How to Rebuild Your Credit After Bankruptcy".
Title auto loans are an easy way to get the cash that is needed when having poor credit is a problem. A title loan can be applied for by anyone who owns the title to their vehicle, free and clear. A title loan company will use the title of the vehicle as collateral for a loan worth anywhere from a hundred dollars into the thousands. Borrowers who have poor credit may also take advantage of a title loan, as these companies do not check into credit scores. No matter how poor the customers credit is, it will not cause a problem when applying for, and being approved for, a loan. Even those who have had to deal with a bankruptcy or a repossession in their past do not have to worry about it being a problem. A title loan can be applied or online, any time of the day or night. The money that the borrower is approved for can then be deposited straight into their bank account, usually within twenty-four hours or less. These loans can really help out in a financial emergency, especially when there may be few other options to consider.
You financed the car through the credit union, huh? I can't think of any other reason why they would have the title. They will probably repossess the car. They want to sell the car to get back some of the money you owe.
IF you signed a loan with the CU and used the car as collateral, YES IT IS LEGAL. And it is WISE for you to pay.
how can I get a title for a car that waS in bankeuptcy in kansas
After all the legal stuff is over do a title search on the bike if there is no lien on the bike it is yours to sell.
A title loan is also known as car title loan. It is a type of secured loan where you can use your vehicle title as collateral to get the funds you need. When you borrow with your car title, you allow the lender to place a lien on the title of your car, SUV, RV, truck, or motorcycle in exchange for a loan amount. This loan don't rely on your credit score.
No. Anyone may apply for any credit jointly with someone else. They may require that you co-own or are on title for any collateral used to secure the loan.
For those with poor credit, the two most common companies that offer loans are title and payday loan businesses. Both use a car/vehicle and a current check respectively as collateral for the loans in lieu of a credit check.
People with no credit history or with bad credit can get a car title loan. Car title loans, also known as "auto title loans", "pink slip loans" or just "title loans", is a fast way to borrow money using a person's vehicle as collateral. The owner of the car is able to get the money he needs and also retain the use of his car while paying off the loan which makes it one possible solution.Some companies even refer to these loans as bad credit personal loans, because they are so suited to people with bad credit or even no credit at all.
Generally, judgements survive bankruptcy.