Yes but it may not be the best choice for you so consult with an attorney first and consider your options. Whether or not you have late payments doesn't matter. If you have debt and your income cannot support your expenses, you can file.
If you are referring to the monthly payments you make for a certain period in connection to a credit card loan, it is called monthly amortization.
There are four basic types of credit. Service credit is monthly payments for utilities, loans let you borrow cash, installment credit, and credit cards.
The best way to lower one's monthly credit card payments is calling the card issuer and explaining why one wishes to lower the rate. Depending on the creditor they may extend the due date.
Aqua credit cards can be good for people with bad credit because they offer flexible payment dates as well as manageable monthly payments. You can establish good credit history with Aqua cards that will help your overall credit rating.
yep
You can declare bankruptcy due to credit card debts, yes.
Benefits of using RuPay credit cards for UPI payments in India: Convenience: UPI is a very convenient way to make payments, as it only requires a smartphone and an internet connection. With RuPay credit cards linked to UPI, users can make payments to merchants without having to carry their physical cards or cash. Rewards: Many RuPay credit cards offer rewards programs that can be redeemed for cash, travel points, or other benefits. By using RuPay credit cards for UPI payments, users can earn rewards on all of their purchases. Security: UPI is a very secure payment platform, as it uses two-factor authentication to verify transactions. Additionally, RuPay credit cards are protected by a variety of security features, such as fraud detection and chargeback protection. No extra charges: There are no additional charges for using RuPay credit cards for UPI payments. Wide acceptance: RuPay credit cards are widely accepted by merchants across India. Support for domestic economy: By using RuPay credit cards, users can support the domestic economy and reduce India's dependence on foreign payment networks. Faster transactions: UPI transactions are processed faster than traditional card payments. Easy to use: UPI payments are very easy to make, even for people who are not tech-savvy. Limitations of using RuPay credit cards for UPI payments in India: Daily and monthly limits: There are daily and monthly limits on UPI payments made using RuPay credit cards. The daily limit is 1 lakh rupees, and the monthly limit is 2 lakh rupees. Cannot send money to friends and family: UPI payments made using RuPay credit cards can only be made to merchants. You cannot send money to your friends or family members using UPI. Interest charges: You will be charged interest on UPI payments made using your RuPay credit card from the date of the transaction. Overall, using RuPay credit cards for UPI payments is a convenient, rewarding, and secure way to make payments in India. However, it is important to be aware of the daily and monthly limits, as well as the interest charges that will apply.
Interest fees vary depending on the credit card company. Most companies apply interest based on your credit score and credit history. To obtain a lower interest rate, increase your monthly payments or make payments more frequently. The more payments you make the lower your interest will be.
no
A great option to rebuild credit after bankrutpcy is getting a secured credit card. Secured credit cards can be used just like regular credit cards, the key difference is that they require an up front deposit to secure the credit limit. For example if you want a $500 credit limit, you will need to make a $500 deposit. For most secured cards there is no credit or bankruptcy check. You will receive a card as long as the issuer can verify your identity, residence and deposit. You will build positive credit as long as you make your monthly payments on time and keep your balance below your credit limit. Once you build positive credit histoty, you can then qualify for unsecured credit cards. You can close your secured credit card account at any time and receive a full refund of your original deposit amount (minus anything you owe). For more information secured credit cards check out http://www.yourcreditcardgps.com/best-secured-credit-cards.html
Yes, it is still possible to get a credit card after bankruptcy. "Secure" credit cards require you to place a security deposit down in the event of default, but they are a good way of rebuilding your credit.
Here is a site that can answer this www.shieldcredit.com/ . Yes it is possibly to consolidate your credit cards into one easy payment , and many people find this easier then a lot of different payments.