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Most states have laws called "Hindering a Secured Creditor" for when a debtor will not return collateral. NONE have a 24 hr. time limit that I know of. THEFT? NOT that I am aware of. no you can not be charged witht theft if you do not give your car to the repo man or turn it in to the finance company,this is a myth in every state in the united states.i owned a repo company one of the largest in the west coast for fifteen years.if you would like a more direct answer to your question email me directly at repodon@aol.com i give advise free

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20y ago

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