According to my financial planner, a 401k plan cannot be be touched in any debt judgment. However in case of divorce your spouse gets half. As for a standard IRA account I believe this holds true as well, but I would check with the plans administrator to be sure.
No..IRA or just about any qualified retirement account are free from judgments.
Credit card companies could not garnish a retirement account at one time in Florida.
Omaha School Employees' Retirement Systems(OSERS) is the high interest retirement account in Omaha,NE, it gives a 2% credit by multiplying the years of retirement.
You can find an IRA account by contacting financial institutions such as banks, credit unions, or brokerage firms. They can help you open an IRA account to save for retirement.
Revenue credit in a 401k plan is the interest or earnings that are generated on the money in your account. This credit is based on the performance of the investments in your plan and can help your retirement savings grow over time.
The saver's credit is officially called The Credit for Qualified Retirement Savings Contributions. It is a federal tax credit for low and moderate income people who make a contribution to a retirement account such as an IRA, 401k, 403b, etc. Fill out Form 8880 to see if you are eligible: http://www.irs.gov/pub/irs-pdf/f8880.pdf
I am unable to pay my utilities and credit cards and was wondering when the creditors place a judgement on me if my retirement money can be taken, it would mean then not being able to pay mortgage
Depends. Many banks or credit unions will allow you to open an IRA account for as little as $100.
C Sc Credit Services provides debt arbitration services. It is located at Milwaukee, WI 53201
You can open an Individual Retirement Account (IRA) at most financial institutions like banks, credit unions, brokerage firms, and online investment platforms.
Hard to say "all"...but they are very common.
usually this is because the original lender sold the account to a new lender which takes on the loan/debt, but the paper trail is still left on a persons credit report. If a company goes out of business they also liquidate their assets/accounts to another creditor. It also can be because the person did not pay on the account and it was sold to another creditor or a collection company. The most rare case would be that there is a mistake on a persons credit file and should contact the credit report company.