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Yes. The credit card company can get a judgment against you from the court ordering you to pay the debt. If you can't, your wages can be garnished. In a situation like this, it's best to proacticontact the lender and work out a payment plan rather than have it turned over to a court. Texas does not allow wage garnishment unless it is the only method for a creditor to execute a judgment. The state does allow levy of bank accounts (including joint accounts) seizure and sale of non exempt property belonging to the debtor, and liens against real property (but not a forced sale of a primary residence). Texas is a community property state which means that in some instances joint marital property can be seized, levied or have a lien placed against it when only one spouse is the debtor. I work in the business in Texas and no your property cannot be seized or bank account cannot be levied for a credit card debt LUCKILY, TEXAS IS THE ONLY STATE THAT DOES NOT ALLOW WAGE GARNISHMENTS BY CREDIT CARD COMPANYS. WAGES CAN ONLY BE GARNISHED FROM THE IRS OR FOR CHILD SUPPORT.

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16y ago

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Can you be sued in North Carolina over credit card debt?

Yes you can.


If you live in Texas can you be sued for a credit card debt of nine thousand dollars?

A person can be sued in any state for any amount. Texas does however have quite liberal exemptions for protecting personal and real property.


Is there a limit in which you can be sued over credit card debt?

Your bank sets the limit. But yes.


Is an authorized credit card user responsible for his debt?

Of course, and they can be sued if they don't pay.


What can be done to someone who owes credit card debt but has no money or property and is being sued?

get a job(s!) and pay off the debt


Can you be sued for non payment of credit cards in Illinois?

Yes. Every time you sign for a purchase, you are agreeing to the terms and conditions of use of the credit card which includes repayment. If you don't repay the debt, you will be sued for not only the credit card charges but for interest and probably legal fees, too.


Does the state of Florida allow you to be sued over unpaid credit card debt?

Yes, in Florida, creditors can sue individuals over unpaid credit card debt. If a lawsuit is successful, the court may issue a judgment against the individual requiring them to repay the debt.


Does Tennessee allow credit card garnishment?

A person's wages can not be garnished unless a judgment is obtained in court against that person. People get sued all the time for credit card debt. Once the credit card company gets a judgment, then they can garnish wages.


If you default on a credit card debt in Hong Kong can the bank sue you in Australia if you now live in Australia?

Yes. You can be sued for for unpaid debt no matter where you live. Further more, this debt WILL affect your financial standing in Australia and your ability to get credit here.


Can you be sued for a debt that does not appear on your credit report?

Yes, the credit report has no bearing on whether a debt is valid and subject to litigation.


Can you be sued for a charged off credit debt by the original creditor?

Yes.


Does Tennessee allow garnishments for credit cards?

Garnishments can only be issued on debts which have been taken to court and a judgment has been issued. A person can be sued and taken to court for a credit card debt.