Here's the thing - Loans made within a short period (say a year or two, but certainly 90 days) of Bankruptcy generally aren't dischargeable, as they are considered taken in anticipation of BK, so you won't get relief. Payday loans are written in such a way that they actually renew every 30 days or so...and are entirely new loans...getting entirely new fee's etc. Hence they really can't be discharged in BK. However, a number of Judges/Courts, because of the abusive nature of Payday loans (and bad press...actions to control them), are simply looking through that and allowing them based on the "original" date that started the daisy chain of loans. It just sort of depends on your presentation....and the specific court your in. Even where a judge does allow it...the loan company can and will protest...they do have a good firm legal case....but hopefully you can at least negotiate the amount you owe to a more reasonable amount and eliminate the fees, which are what make these things grow so fast.
One cannot file bankruptcy on a cash advance in Illinois. A cash advance totaling more than $750 taken on within 70 days of your bankruptcy filing, can't be discharge. The reasoning behind this would be an individual would have to prove intention to paying back an advance.
Check with the bankruptcy court in New York.
check Federal Bankruptcy act 801.3
can the IRS take your check if you file bankruptcy , chapter 13 or will I have to submit the check to them once received.
If you file bankruptcy, you file bankruptcy on everything. You can not file bankruptcy on one loan.
Unlikely. Passing a bad check is often a criminal act. A bankruptcy would not change that fact.
Not really. Cash advances can and will be scrutinized by the bankruptcy Trustee for up to ONE YEAR prior to your bankruptcy filing date. If you take a cash advance and then file bankruptcy, that portion of your debt may not be discharged, on top of having to account for why you took it and what you spent the money on.
Yes you can.
No they never did file for bankruptcy
If you are talking about a Chapter 7 bankruptcy, It takes 7 to 9 years after you can file bankruptcy again.
They did not file for bankruptcy.
No, they did not file for bankruptcy.