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Possessing a criminal record CAN affect your credit rating - but to what extent, is a confidential rationg factor the credit rating industry won't release.

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16y ago

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How does a credit check affect a credit score?

When you ask a possible creditor to inquire about your credit, it may affect your credit. This is because it implies that you're possibly opening a new line of credit. But you have the right to look at your credit report without affecting your credit. When you request your credit report it's called a "consumer pull" and has no affect on your credit.


If you are an authorized user on your parents credit card and they claim bankruptcy how will that affect your credit?

It will not affect your credit at all. Their credit information was used to secure the card. You are in the clear.


Does a business credit card affect credit score?

All loans and credit cards have an affect on your credit score. Failure to use your credit cards responsibly will reduce your credit score and increase your interest costs.


What is a sentence using the word misdemeanors?

Misdemeanors are minor crimes. Your misdemeanors make people mistrust you.


Why would checking your credit score effect your credit score?

{| |- | Requesting a credit report will NOT affect your credit. You have the right to look at your credit report without it affecting your credit or score. When you request your credit report it's called a "consumer pull" and has no affect on your credit. The only time when requesting a credit report can affect your credit is when you ask a possible creditor to inquire about your credit. This is because it implies that you're possibly opening a new line of credit. |}


Can overlimit fees on credit cards affect your credit?

yes


How credit card affect the society?

when credit card is not good


Can you apply for the same exact credit card you already have if the new credit card offer is better and how does doing this affect your credit?

Yes you can apply for exact credit card, it won't affect your credit at all.


Does your age affect your credit score?

No, but your credit history accounts for about 15% of your credit score.


Dose it affect your credit score when ever someone looks at your score when shopping around for a mortgage?

When you ask a possible creditor to inquire about your credit, it may affect your credit. This is because it implies that you're possibly opening a new line of credit. But you have the right to look at your credit report without affecting your credit. When you request your credit report it's called a "consumer pull" and has no affect on your credit.


How will closing a savings account affect my credit score?

Closing a savings account will not directly affect your credit score because savings accounts are not reported to credit bureaus. However, if the account is linked to a credit card or loan, closing it could impact your credit utilization ratio, which may indirectly affect your credit score.


How does an eviction affect your credit score?

The eviction will not necessary affect your credit score, but you owe money that will be the entry that will affect the score. The eviction is a public record, searchable from a database but the funds owned is what affect your credit score especially if it is turned to a collection agency.