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What else can I help you with?
Can you list Additional Insureds on Professional Liability Insurance?
Yes, In New York, that is true for medical professional liability.
Does all general liability insurance cover damage at depreciated value?
General liability insurance does not provide property coverage, except for 3rd party claims alleging property damage due to the insureds' negligence.
Where do I findHomeowners insurance ratio to liability info?
It will be listed on your "declarations page". This page lists the named insureds, coverages, limit, and deductible. If you don't have one then ask your agent for another copy. They usually come in the mail when your policy renews every year.
Does homeowners insurance cover root damage to insureds plumbing?
No
What happens if a person does not accept insurance claim and files a lawsuit.?
The gist of your question is not clear. Specifically, insurance claims are not directed to people; instead, insureds or claimants direct claims to insurers. If you are asking about the options that a claimant has if the at-fault party or his/her/its insurer denies liability or damages or both, the claimant is free to file a civil suit for damages. The burden will be on the claimant to prove liability (fault) and damages. If the person sued has liability insurance applicable to the claim, the insurer will provide a defense to the insured, or settle the claim with the claimant if it believes that its insured has a legal liability for the occurrence. If you are asking about the options that an insured has against his/her/its own insurer in the event of a first-party claim, the insured may likewise usually file a lawsuit for coverage. Those types of lawsuits are generally complex, and it is usually not advisable for the insured to try to represent him/herself. Further, virtually all States have bodies of statutes pertaining to claims settlement practices, and some may provide for additional penalties that can be imposed by the State insurance regulator.
What kind of policy issues certificates of insurance to insureds?
group insurace
Which type of accident is most likely to involve innocent insureds?
Accidents involving uninsured or underinsured drivers are most likely to involve innocent insureds, as the other driver may not have sufficient insurance coverage to fully compensate for damages. Additionally, hit-and-run accidents can also involve innocent insureds, where the at-fault driver flees the scene of the accident.
How do you find out the at fault driver's per person bodily injury liability insurance coverage limits?
The insurer is only responsible to pay up to the policy limits for a covered loss.If your accepted claim is below the policy limits then you will receive full compensation, in this case the policy limits is a moot issue since your loss was fully covered.If your accepted claim exceeds the insureds policy limits, then the amount of the check, would presumably reflect the policy limits.Or you could just ask the claims adjuster.AnswerHire an attorney
What characteristic is shared by all insureds under policies that have been sold to viatical companies?
All insureds under policies sold to viatical companies are terminally ill. They have a life-threatening condition and are expected to have a limited life expectancy.
How do you deal with insurance adjuster?
Insurance adjusters these days have a wide variety of tools available to help claimants and insureds in their time of need. Adjusters can handle most of their work load assessing and adjusting claims by phone, fax and digital means for document or data access. I prefer to phone during business hours though. That personal contact can often clarify questions or complicated issues and help expedite a claim.
What endorsement endorsements provides coverage when employees are using their own vehicles in the course of the insureds business?
The endorsement that provides coverage when employees use their own vehicles for business purposes is typically called "Hired and Non-Owned Auto Liability" coverage. This endorsement extends liability protection to the insured business for claims arising from accidents involving employees' personal vehicles while conducting business activities. It is important for businesses to have this coverage to protect against potential liability risks associated with employee use of personal vehicles during work-related tasks.
What is insurance endorsement CG20051185?
Insurance endorsement CG20051185 is a specific type of endorsement used in commercial general liability (CGL) policies. It is commonly referred to as the "Additional Insured – Owners, Lessees, or Contractors – Scheduled Person or Organization" endorsement. This endorsement extends coverage to additional parties, such as property owners or contractors, by including them as additional insureds on the policy, but only for the specific projects or locations listed in the endorsement. It helps protect these parties from liability arising from the actions of the named insured.
