Yes to both.
If you're referring to what you physically need to set the 4-wheeler in motion, all you need is the key, the throttle, and your right thumb. If you're talking about what protective clothing you should have while riding a 4-wheeler, here's some ideas: Helmet (DOT Approved) Chest Protector Long-sleeve shirt/Riding Jersey Jeans/Riding Pants Gloves Work/Hiking/Riding Boots.
Yes you need ATV insurance for other riders because you will be responsible towards their injuries. To find out about the legality of riding check your state laws about riding without insurance.
we want to no so tell us
If you are taking it out on the street then you will need motorcycle insurance. If you are traveling on your property then your homeowner insurance will cover it.
Yes! And insurance will be helpful as well.
If it is street legal, the answer is, Yes.
In South Carolina you can never ride a fourwheeler on a street of any kind.
If operated on the street, yes.
you are allowed on the path but not the road.
Yes if you are riding on public roads/streets than yes you need insurance.
i think u do need 1 because u wouldn't see people riding there dirt bikes on roads!!!
Yes. Off road vehicles do not require insurance.