Does contractor insurance cover bad workmanship?

will a homeowners policy cover bad Masonite siding that has been installed?

Not sure what you mean by "Bad Masonite siding"?.. If you mean they did a "bad job" installing the siding. No, Homeowners insurance does not cover poor quality or workmanship of the contractors we choose to hire.

Does homeowners insurance cover a bad contractor faulty work?

If the contractor owned up to doing anything wrong they would lose there license very fast verses using the courts or state board to take it , what protection does a homeowner have when "we the people" hire some jackleg who is running around with a good con on how great he and his work is. The question I think is does our homeowners policy cover the damage done by a jackleg who did bad work. This is more and more becoming a huge issue in an america that no longer tests class A contractors for there knowledge of how to do the work. Instead they test for business skills and taxes and employees verses testing for what knowledge they have of actually doing something without your home falling down.

I want a sentence for workmanship?

The workmanship on the shirt was very bad, there were threads hanging off and the stripes did not line up well.

Would Quinn car insurance cover your motorbike also?

Yes it will cover your motorbike insurance. The only bad thing about it is that it is only in Ireland. Therefore it isn't good if you are a resident in the united states.

Will Health insurance cover intestinal problems due to bad water?

Yes. Go see your doctor.

If a seemingly healthy tree broke in half and fell on neighboring apartments following days of bad weather should your insurance cover this or the neighbor's?

The neighbor's insurance must cover his own damage. That is how homeowners insurance works. A property owner is not liable for an act of nature.

If homeowner fails to replace a bad roof and it caves in does insurance company pay?

No,, homeowners insurance does not cover normal maintenance costs nor damages that result from lack of maintenance.

Does full coverage insurance cover vehicle damage due to Bad fuel by a gas station?

Try to get compensation from fuel station

Does auto insurance cover catastrophic engine failure?

No - auto insurance is not the same as a warranty. Insurance protects you against claims by other parties who may be injured by your bad driving, and, if you carry collision insurance, helps defray the cost of repairing your car after an accident.

If I have full coverage insurance on my car and the engine fails due to a bad mechanic does the insurance covers the repairs?

No. But if you have proof positive that the mechanic caused the damage, HIS insurance will cover the repairs. Call your local office of the State Attorney General.

Does aaa car insurance insure poor drivers?

This is a very interesting question. The answer is quite simple and easy to find. AAA Car insurance cannot help a person who is a bad driver. AAA car insurance doesn't cover much.

Can a homeowner sue a sub contractor for damages?

I am a licensed insurance agent, have been licensed in 45 states for 16 years. I have 5+ years experience insuring general contractors and subcontractors. The answer to your question is "yes". Here is the best way to proceed with such a situation: When you hired the general contractor you should have gotten a certificate of insurance that shows you the name, policy number, effective dates, and policy limits of the general contractor's general liability insurance. It should also show you the name, address and phone number of the insurance agent. Contact the insurance agent or the insurance company to report a claim. It is best to contact the insurance company directly. Go to www.ambest.com to find the insurance company's contact information. If you did not get a certificate of insurance, you can follow your state's insurance regulations which may include mailing a notice to the general contractor advising him that you want to report a claim against his insurance policy. Require him to provide the name of his insurance company. You should also contact the subcontractor and tell him that you want to report a claim against his insurance policy. Require him to provide the name of his insurance company. You can sometimes find the general contractor's insurance company information by contacting the regulators in your state for the construction industry. Some states require general contractors to provide proof of insurance before issuing/renewing licenses. You can also file a complaint against your general contractor with these regulators. I do not recommend filing a claim in small claims court as your first plan of action. First, file an insurance claim against his insurance company and against the subcontractor's insurance company. (It is true that most, if not all, subcontractor's policies don't cover defective work. But their insurance company will respond to adjust the claim which will be helpful to you in pursuing your claim with the general contractor.) Second, file a complaint with the industry regulators in your state. The last thing you want to do is sue the general contractor in small claims court for this kind of thing because you will have the burden of proving the work is defective and this will require expert witnesses. Bad workmanship and/or poor quality construction materials do not necessarily add up to "defective" workmanship. There is a big difference between "bad quality" work and "defective" work. If you take this approach, you will also have to pay to fix the defective work before you can collect anything in court. You have to prove damages in court. You have no measurable damages if you have paid nothing to fix the defect. Once you fix the defect, you can prove to the judge that you had a specific amount of damages arising from the defective work. But don't forgot that you must also prove that the work was "defective" by use of expert witness testimony. Before you sue anyone in court, you need to always do a little research to determine their ability to pay you in the event you win the case. Check the court property records to see if he owns any real estate, for example. Check the bankruptcy court to see if he has filed for bankruptcy or is in the process of bankruptcy. Even if you win in court, you may never get the money owed to you. And don't forget: anybody can file bankruptcy to discharge the judgment. Thank you, Chase Hunter www.ChaseAgency.com