It depends on the circumstances. Most homeowners insurance policies will cover some of the medical expenses if a person falls and gets hurt on the homeowners property, but only if the homeowner was negligent.
You home owners liability insurance should cover it.
The property is covered by the owners insurance only. If your trailer hit their property, their own insurance must cover it. If your trailer hits your own building, then your insurance will cover it.
Health insurance is the only thing that would cover falls of a homeowner in the home. Homeowners insurance is certainly not intended to cover this type of accident.
No. The insurance will only cover the replacement of the one brick wall that falls.
That is an act of Nature. No one is responsible (liable) for an act of Nature. Your homeowners policy will not cover it. The comprehensive portion of the vehicle owners Auto Insurance policy would have to cover the damage.
In general, Nobody is liable for an act of nature. Your auto insurance comprehensive coverage would cover damages to your car. A property owners insurance will not cover damage to your vehicle unless you could prove willful negligence. This is because a property owner is not liable for an act of nature.
If your guest decides to sue you as the responsible party for his fall and subsequent broken bones. And, If you have liability coverage on your home insurance policy, Then your insurance company would provide legal defense for you and cover any resulting award to your guest up to the limits of your liability coverage.
File a claim on your comprehensive auto insurance if you have it. Your homeowners insurance will not cover damage to your vehicle.
If the deck has not been maintained and falls apart the homeowner has to pay to get it fixed or replaced. Insurance does not typically cover such items unless the damage was a result of fire or flooding or some such catastrophe.
Most homeowner insurance will cover for public liability but you need to read your policy.
Accidental death and dismemberment insurance would generally not pay out in the case of death following cancer, as it specifically covers only accidents such as car crashes, falls, or other unexpected events. Since cancer is typically considered an illness rather than an accident, it usually falls outside the scope of coverage for this type of insurance.
The other person's insurance will have to cover their OWN damage. If a tree in your yard falls onto your neighbor's house, the neighbor has to use their own insurance. So it works the same for your case. Your insurance will cover your damages and the nieghbor's insurance will cover their own ceiling.