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YES always yes.
If you don't answer they will receive a default judgment and you will not have a chance to defend yourself.
if you do answer you will get a court date and have a chance to defend yourself.
Here's the kicker:
Whether or not you answer, you will receive a judgment. If you answer you will go through the court process and obtain a Judgment.
If you don't answer you will receive a Default Judgment.
Remember, the judge isn't there to tell you you're a bad person, or you need to pay $2,000 a month OR ELSE!!!
A judge is just there to determine whether you owe the money or not. 99.99% of the time the judgment will result in favor of the plaintiff, and you owe the money. It doesn't matter how good an attorney you have, the fact is the money is owed.
By answering you buy yourself time to negotiate with the creditor/attorney while the court proceedings happen. Typically you get an extra 3 months to a year to resolve the debt before a judgment.
Once you get a judgment creditor can bank levy your accounts, garnish your pay (in 45 of the 50 states, the rest of you are lucky), or place a lien on your home (which goes away if you settle or pay off the debt)
What else can I help you with?
Is Credence a debt collector?
No, Credence is not a debt collector.
Can a debt collector continue to call after you file bankruptcy?
No, not as long as they were included in the bankruptcy. You should give their information to your bankruptcy attorney, who will contact the debt collector. If that doesn't work, your attorney will certainly know what to do next.
Do you have to pay a debt collector?
Yes, if you owe a debt and a debt collector is legally pursuing payment, you are generally required to pay the debt collector.
Where must a debt collector file court proceeding in Virginia?
In civil court in the county where the debtor resides.
Can a lawyer acting as a debt collector file for a judgment in court during the 30 day validation period and after the defendant has requested the validation of the debt within the allotted time frame?
A lawyer acting as a debt collector can usually file for a judgment in court even during the 30-day validation period. However, if the defendant has requested validation of the debt within the allotted time frame, the debt collector usually cannot seek a judgment until the validation process is complete and the debt has been verified.
What is the duration of The Debt Collector?
The duration of The Debt Collector is 1.82 hours.
When was The Debt Collector created?
The Debt Collector was created on 1999-06-25.
When was The Debt Collector - novel - created?
The Debt Collector - novel - was created in 2007.
Can a debt collector threaten with felony charges?
No, debt collectors cannot threaten you with felony charges. It is illegal for debt collectors to falsely represent the consequences of not paying a debt, including threats of criminal charges. If a debt collector engages in this behavior, you can report them to the Consumer Financial Protection Bureau.
What to do if a bill collector is suing you for a bill that occurred in 1994?
Hire an attorney.
Is Harris and Harris a legitimate debt collector?
Yes, Harris and Harris is a legitimate debt collector.
If one collection agency buys your debt and charges interest and then sells it to another debt collector can that new debt collector collect on the old interest?
Yes. The new debt collector bought the entire debt, including interest that was added on. You will be responsible for the entire debt.
