I'm not quite sure EXACTLY what you are asking, but I'll give it a shot. If BOTH names are on the loan and you want to get one off, the other person has to re-finance the car in just their name. If it's in just your name, then you have to get the other person to assume the loan by applying for a loan in their own name. Basically, you can't just remove a name for any loan you've signed for. Someone else has to refinance in their name, on their credit.
If you have lost your copy you can ask your attorney, your spouse's attorney or your spouse for a copy.If you have lost your copy you can ask your attorney, your spouse's attorney or your spouse for a copy.If you have lost your copy you can ask your attorney, your spouse's attorney or your spouse for a copy.If you have lost your copy you can ask your attorney, your spouse's attorney or your spouse for a copy.
yes itis better
If the surviving spouse did not sign the credit card agreement then they are not responsible for it. However, the creditors could still come after the deceased spouse's estate (i.e. life insurance) for the balance of credit. You probably want to ask an estate attorney that question.
credit card debt is reserved to all the names that were used when the credit card was applied for so even in divorce situations where the judge has split the debt it is not legally removed from you if your name was on the account
A third party should notarize any documents.
Yes.
In Connecticut, a surviving spouse is generally not personally liable for the deceased spouse's credit card debts unless they were a joint account holder. However, the deceased spouse's estate is responsible for settling any outstanding debts, including credit cards, before distributing assets to heirs. If the estate lacks sufficient assets to cover the debts, creditors may not be able to pursue the surviving spouse for payment. It's advisable for the surviving spouse to consult with a probate attorney for guidance specific to their situation.
Your credit standing alone won't affect your spouse's credit. The only way your spouse's credit would be affected along with yours is if you jointly hold accounts and then fail to pay them.
That is decided by the LENDER.
Yes the debt is paid out of the estate. If the spouse was a partner in the debt, they can be responsible. If they had a card in their own name, they may have to pay. Consult a probate attorney in Illinois.
Your estate will be responsible. Indirectly, you wife will either have to pay it or get a smaller inheritance.
It depends on how bad the credit of the other spouse is. If their credit isn't at least decent, getting a joint loan will be based upon the FICO scores of both parties. You won't get to choose the higher score in order to get a good rate. So, it would be best to get separate financing until the spouse with the poor score improves their credit.