The stack of forms to file bankruptcy is about 1/4 inch thick, there are Mandatory Credit Counseling and Debtor Education courses to take, and a Meeting of Creditors that you must attend.
To fill out the bankruptcy forms, you can consult a "Bankruptcy Software for Consumers" program. You can find a quality one for under $45 online. Most bankruptcy software companies also post a "Bankruptcy without an Attorney" tutorial on their website, to guide you through the non-paperwork steps of a typical bankruptcy.
You can find a detailed tutorial at the following link:
http://www.ezbankruptcyforms.com/how-to-file-chapter-7-bankruptcy-without-a-lawyer.html
You can get bankruptcy forms for your state online.
Also,Consumer Credit Counseling service, in your state, will review your situation and give you a certificate. My understanding is that you must have the certificate to file. And, for anyone filing in Hawaii, the MAXIMUM amount of equity you have in your home, for a couple, is $40,200.00. So, if you owe $120K and your home would sell/list for $150K you have $30K in equity and you can keep your home. All forms are online with the US Bankruptcy court including the fee waiver (for the $299.00 filing fee) as well as the pay-in-installment form. Hope these additional add-ons help and good luck to you!
You would need to file a motion to object to discharge of bankruptcy with the bankruptcy court where the bankruptcy case was filed. The form typically used for this purpose is known as the "Motion to Object to Discharge" and can usually be found on the court's website or obtained from the court clerk. It is important to follow the specific rules and procedures of the court when filing this motion.
You file a motion at the court where the estate was filed.You file a motion at the court where the estate was filed.You file a motion at the court where the estate was filed.You file a motion at the court where the estate was filed.
Yes. You or your attorney will need to file a motion to reopen the bankruptcy. Once the bankruptcy has been reopened, you can file your motion to avoid the lien.
If there is a judgment in a court for the IRS debt, you do not need to file a motion to include it in your bankruptcy. If the tax due was determined more than 3 years before the filing date, you include it in your Schedule F. If you have already filed your bankruptcy documents, you need to file a motion to amend Schedule F with the bankruptcy court. If the case has been closed, you will need to reopen the case, paying the filing fee, and then your motion to add the debt.
A bankruptcy remains on your credit record for ten years. It remains a public record in the courts forever. You can file a motion in bankruptcy court to have it expunged from the court records. If the motion is allowed, it will appear as though it had never been filed in the court because it will no longer appear in the public records.
Yes, the debts protected under a bankruptcy proceeding are enumerated when bankruptcy is filed. Any debts accrued by the bankrupt party in the future are not protected by a previously filed bankruptcy.
You file an objection to the motion for relief.
The first step is to talk with a bankruptcy attorney, then fill out the appropriate paperwork and file it with a bankruptcy court.
Bankruptcy can be filed at the Bankruptcy court for the area you are in. For instance in Northern Florida, it's the Florida Northern District Bankruptcy Court.
You must return to the court that issued the order a file a motion for contempt of the court order.You must return to the court that issued the order a file a motion for contempt of the court order.You must return to the court that issued the order a file a motion for contempt of the court order.You must return to the court that issued the order a file a motion for contempt of the court order.
In a U.S. Bankruptcy Court
It varies. Check your local court rules. The Massachusetts District Bankruptcy Court local rule sets 30 days as the time to reply. Things happen faster after that. If more time is needed, a motion to extend the time to file the reply must be filed and allowed by the court, usually after a hearing.