How do you get a deed for property you own?

Answer 1

A deed is delivered from the seller to the buyer at the closing. At the time of your purchase, if you were represented by an attorney, your deed was recorded in the land records and the original was mailed back to you. If your original is lost, you can obtain a copy at the land records office for a nominal fee. In Massachusetts the land records are available online in most counties and you can print a copy from your home computer.

If your deed was not recorded then you must find it and record it in the land records. If you can't find it then you have no proof that you own the property.

If you inherited the property. The decedent's estate must be probated in order for legal title to pass to you. Although the probate records will show your legal title to the property, the attorney who handled the estate can draft a proper deed for you than can be recorded in the land records.

Answer 2

In a title theory state, your deed should be returned to you after it has been recorded and imaged for entry into the land records, even if there is an outstanding mortgage. You can always obtain a certified copy at the land records office if you misplace the original.

In a lien theory state, if you executed a deed of trust (mortgage) your property will be reconveyed to you once the loan has been paid off.

Answer 3

If you have access to the internet or if you want to go in person, usually you can obtain a copy of your deed at the land records office in your jurisdiction. You can perform an online search using your county, state and "land records" to obtain contact information. You can visit in person, arrange to obtain a copy by mail or some land records are online and you can print a copy from home. Many land Registries are available online in Massachusetts.

Answer 4

When you bought the house, a deed was recorded that changed the ownership from the sellers to you. That document is recorded with your county recorder. When you obtain a mortgage, the lender records a deed of trust granting them a lien on the home, which is then reconveyed once the loan is satisfied. This reconveyance document is proof of the lien release. You should get a copy once it has recorded, but if that did not occur you can request one from your county recorder.

In Title Theory States

You get the deed at the closing in exchange for paying the consideration to the seller. When the deed is delivered you are the new owner. Your attorney arranges to have the deed recorded in the land records, where a permanent record of your ownership is made, and the original is returned to you immediately in some jurisdictions or within a few weeks in other jurisdictions. If you have granted a mortgage to obtain purchase funds, the mortgage is recorded after the deed and it constitutes a conditional conveyance of your interest in the property to the lender. Once the mortgage has been repaid a discharge will be recorded to clear the title.

Answer 5

If you own the property then you already received a deed when you acquired the property. If the deed was recorded in the land records (which it should have been) you can obtain a copy at the land records office if you have lost the original. If you didn't record the deed and lost it then you have no proof that you own the property. You would need to obtain a confirmatory deed from the owner.

If you never received a deed transferring the property to you then you don't own it. In that case you must get a deed from the owner.

Answer 6

If you are referring to a deed that is already recorded in the land records, visit the local office and you can obtain a copy for a minimal cost.

Answer 7

You have to either contact the bank or the State. You should have gotten a deed when you made the purchase.

Answer 8

If you don't have the original you can obtain a copy for a nominal fee at the land records office where your deed was recorded when you purchased your property.