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Contact your finance company. They will often give you the chance to get the car back if you pay up to date plus impound fees and usually some more towards your balance.

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19y ago

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What do you do if your car has been repossessed and you feel that the payments are currently too expensive for you what steps can you take to have them lowered if you regain possession?

If your car has been repoed you are going to have a very hard time finding any loan company willing to lower your rates.If anything your rates are going to increase assuming you can get a loan.You are better off buying a car outright.


Can you be held responsible for repossessed car if co owner had possession of car?

yes you will be responsible.


Can the cosigner who has been making the lease payments have the car repossessed so he can use it?

Don, IF your name is on the title as co-owner, you would just be taking possession of your own car. If its NOT on the title, you cant take possession legally.Why not go to the person in possession and tell them to give up the car??


When a car is repossessed what do you do with the insurance?

When a car has been repossessed the person paying the insurance should cancel it.


Can a car be repossessed when people are in car?

No. That would amount to kidnapping.Added: But if the the re-poppers had the proper re-possession paperwork in their possession (which they probably did) they CAN call the police and have the "passengers" removed from the vehicle.


If the finance company has repossessed your car and you have filed and been discharged in chapter 7 bankruptcy in Kentucky who owes the property tax for the current year on the car?

You do. You were in possession of the car. The car was registered to you. Until the car is sold, you are legally and financially responsible for it.


What do you do once your car has been repossessed?

I have a welding machine on the truck they repossessed can they keep that?


How soon can you buy a car after a car has been repossessed?

You can buy a car right after your car has been repossessed. It will however, depend on whether your credit is stable enough to qualify or if you have the cash to pay out of pocket.


In Utah can your wages be garnished for a car that was repossessed?

You do not owe money for a car if it has been repossessed, so your wages can't be garnished for that reason.


What steps are involved in reposessing a car?

As soon as a lease expires on a vehicle that you have in your possession or you default on one of your car payments, the owner has the right to have your vehicle repossessed.


Do you have to insure a car that has been repossessed?

No, since the car is no longer considered "your" property.


Can YOUR car be repossessed when you object?

Yes. the title to car car remains with the bank or finance company. Legally they can take possession for lack of payment at any time regardless of your wishes.

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