It sounds like a legal maneuver to protect the medical facilities ability to be reimbursed when a settlement is eventually reached.
A commercial insurance policy covers any court and/or attorney costs, loss of income and other such expenses if a lawsuit is involved. It does not cover incidences where willful neglect is involved.
The length of time involved with collecting for an outstanding debt depends on the state in which you live. For most states, seven years is the longest time frame.
You need an attorney when you are involved in a lawsuit or case.
An attorney-in-fact for a car insurance company acts as a representative who is authorized to make decisions and perform actions on behalf of the insurer. This role may involve handling claims, negotiating settlements, or managing legal matters related to insurance policies. The attorney-in-fact ensures that the company's interests are protected and that legal obligations are fulfilled in compliance with relevant regulations. Essentially, they serve as a liaison between the insurance company and policyholders or third parties involved in claims.
You need to carefully review the contract you signed when you rented the storage unit. There will be a section that addresses the liability of the facility regarding theft. If the theft involved property of considerable value you should have the contract reviewed by an attorney and determine what your options are.
There are a few other facts needed to help you determine how to proceed. Is there a mortgage on the home? If so, contact the mortgage company. If there is an outstanding mortgage on the home, the mortgagor (buyer) is required to keep insurance on the home. So the mortgagee (lender) will know immediately if there is insurance or not; as mortgagee they keep a copy of the dec sheet on file and are notified immediately when insurance is cancelled, in the same manner and at the same time that the mortgagor is notified. If the house is paid, with no outstanding debts, bonds, or claims, it can still be determined if there is any insurance on the home, but it may be more difficult. You could contact an attorney, who will likely have or be able to obtain access to a records service that insurance companies also have. The insurance companies use this service to determine any current or past coverages on an item they are now being asked to insure; an attorney can probably also access this service. There are costs involved. Finally, if neither of the above is successful, contact the Department of Insurance in your state; it is a state agency and will be located under state office listings. Check for Department of Insurance and/or Insurance Commission/Commissioner. They will likely be able to determine if a particular property is currently insured OR direct you as to how to find out. Good luck.
this all depends on what the suit is.........I'll assume that you are sueing for damages to your vehicle and an injury from the accident.....you SUE the person responsible, if you gain a judgment and there is insurance coverage the insurance company will be bound by the judgment to pay........(they will also be providing their insured with an attorney......) they cannot mention in the trail that there is insurance involved....
If you aren't listed on their insurance as a dependent or beneficiary then yes it is illegal. That is insurance fraud. If they agree to pay whatever medical expenses out of their own funds and there is no insurance involved then it's Ok. But they had better sign something with the medical facility first or it's all yours.
There are two parties involved in an insurance contract. They are;Insurer: The party to an insurance arrangement who undertakes to indemnify for losses.Insured: The person, group, or property for which an insurance policy is issued.
Best advice is to check with an attorney who is familiar with your state's laws.
yes
You were involved in an autombile collision and you don't know in which state it occurred? If you have a copy of the accident report, or were issued a ticket, or your insurance company has a record of it, look at the paperwork and see what jurisdiction handled it. Once you determine that, search the listings for attornies for that particular city or county. The type of attorney you want is a Personal Injury Attorney.