You can file at any time...the BK will be interested in transactions you may have had for some time prior to the filing.
2 years is a good rule of thumb as a look back period on things.....and of course that depends on what/how much...etc.
But there won't be a problem at any time (before or after)...if the transaction is actually done between uninvolved parties and without any preference...meaning not to advantage one creditor (or yourself) in favor of another. If you knew the one you paid or sold to well, had other business relations with them (which simply makes it suspect), or it was your son or something...it would be questioned (as well as what you did with the funds) fairly vigorously. And you can understand why.
Sure, then the bank will come back and get the vehicle and send it to the auto auction to get as much of their money as they can. Bankruptcy only applies to unsecured loans. The vehicle loan is secured by the title of the vehicle. If you don't pay, see how long it takes the bank to inform you that the vehicle is now theirs.
The fact that you have a repossession on your credit report is not a determining factor of whether your can file for bankruptcy. Generally in bankruptcy you can remove the debts from the repossession of your vehicle.
yes
Probably yes. The reason for the "probably" is that you don't file bankruptcy on specific loans... you file bankruptcy in general, and it applies to most debts (there are certain types of debts that are not dischargable in a bankruptcy). Note that if you do file bankruptcy, you may have to sell the vehicle. In bankruptcy you are often required to sell certain assets in an attempt to at least partially pay off your creditors; you're allowed to keep a certain amount of equity in a vehicle specifically, and a certain amount in "general assets" (which can be applied to a vehicle or to cash or other personal property), but if the vehicle is worth more than that, you would have to sell it.
Yes. With the lender's permission, you can reaffirm the loan at the time your bankruptcy is executed.
It really depends on the type of bankruptcy petition you file. If you file for Chapter 7 bankruptcy the creditor who put the lien on your car may be able to take your vehicle. If you file for Chapter 13 bankruptcy you'll have the opportunity to make payment arrangements with your creditor and in that case you should get the title back after all of your payments are made and your amended. contract with the creditor has been fulfilled.
Not usually, you will have to file exempt on items that are owned.
AS long as the title remains in your name, you are liable for tags appearing on the vehicle..You should notify your local motor vehicle dept. of the ownership change.
It depends, usually after you file bankruptcy they take all your vehicles but one of them so that way you have one vehicle to get back and forth for emergencies. When you file bankruptcy and have a job, they usually limit the amount of money coming into your household too.
By listing the creditor on the bankruptcy schedules.
File for an abandoned title with the Motor Vehicle
If you file bankruptcy, you file bankruptcy on everything. You can not file bankruptcy on one loan.