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As long as it takes to make a bad financial decision.

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15y ago

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How long does it take to get home equity after bankruptcy paid off loans and you have bad credit?

The time it takes to get home equity paid off after bankruptcy and bad credit will vary depending on how bad the credit score. It will also depend on which lawyer and banks are involved.


How long does bad credit affect your credit score?

as long as your credit file contains negative information it will always impact your credit score


What happens if you stop paying your credit card bill?

your credit will be screwed... and it will take a long time to get good credit agian.. your credit will be screwed... and it will take a long time to get good credit agian.. your credit will be screwed... and it will take a long time to get good credit agian..


How long is bad credit on credit report?

7 to 11 years depending on debt to earning ratio


Can you bank with first direct if you have bad credit?

You can bank with first direct as long as you get approved with your bad credit card. They will have to provide an extensive credit check before accepting you as a banking client.


What is bad about having a credit card?

it is not bad to have a credit card, as long as you pay your balance every month, and not skip a payment, and do not use it if you do NOT have the money to pay for it.


I need a house loan, but how can I be approved with my bad credit score?

At the present getting loan with bad credit is hard. You will need to take some steps to clean up your credit first.


How long does dispute take on credit report take?

A dispute on a credit report can take up to 60 days to be resolved.


How do I get a mortgage with bad credit?

The best way to get a mortgage when you have bad credit is to take care of the negative issues on your credit. Try to get pre-approval on a mortgage and they will tell you what steps you need to take.


Where can one get a credit card for one with bad credit?

If you have bad credit, there are still ways to get a credit card. For those with bad credit, secured credit cards or subprime credit cards might be your only options for getting one. These cards can charge extra fees and may let loaners take your money if you do not pay off the balance.


Will you have to pay more interest if you take out a loan for bad credit?

If a person has bad credit they are less likely to be approved for a loan and if they are approved their interest rates will likely be higher than someone with good credit. Banks consider people with bad credit high risk.


How long will bad credit remain on your credit report?

Bad credit or any negative report will remain in your credit report for seven years. Therefore, if it happens that there is a wrong information that will affect your report negatively, be sure to dispute it immediately. You can also do your own credit card repair in order to eliminate any bad credit that will be reflected in your credit report.

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