The debt should be identified as being in bankruptcy or discharged in bankruptcy. It will remain on the list for 7 years. The bankruptcy will remain on the report for 10 years.
A husband (or wife) may file for bankruptcy separate from his or her spouse. Technically speaking, this should have no effect on the other spouse as they are filing bankruptcy for their separate debts and you will not be held responsible for their debts nor will it be reflected on your credit report, etc. It is important to note that those debts you held jointly will remain with you (the spouse that did not file for bankruptcy).
No, authorized users of credit cards are not responsible for the repayment of debt incurred regardless of the circumstances. The authorized is not responsible to the credit card company, hence a discharge of the card holders obligation does not relieve them. However, if they had an agreement with the card holder to re-pay them, a debt did exist. Of course, best reflected in a written agreement. That receivable (an asset) of the card holder, had to be reported as such when he went BK, and could have gone to his creditors. In either case, unless the card holder has been continually trying to collect, making demands for payment and such, I suspect in almost any jurisdiction it would be well past the time limit to enforce collection now.
Yes, the obligation will be reflected on the co-signer's credit. Lenders do not differentiate between a signer and a co-signer. Both are responsible for the repayment of the loan. If the signer stops making payments, the lender will look to the co-signer for full repayment of the obligation. Co-signer be aware!
The ray that represents the light reflected by a surface is called the reflected ray.
reflected sound is either reverberation or echo
The light which enters is called the incident ray and the reflected light is called the reflected ray.
Late payment will drive your credit score into the ground rapidly. Many people question filing a Bankruptcy even though their credit is shot through late payments on mortgages and other bills. Filing Bankruptcy put all collection activity on hold and your accounts show current and up to date as long as you make your payments on time. Most people are surprised tofine their credit in much better shape after a BK than before with a much higher credit score Late payments can always be corrected, and this will be reflected on your credit file. Bankruptcy, however, will stay on your credit file for six years.
The result of a reflected sound wave is obviously an echo.
Color is reflected when light strikes an object and some wavelengths are absorbed while others are reflected. The reflected wavelengths determine the color that our eyes perceive. Objects appear white when all wavelengths are reflected, and black when all wavelengths are absorbed.
It is actually impossible to reflect a shadow, as a shadow is merely an absence of light. However, what IS reflected is the light surrounding the shadow. When this light is reflected, it forms a reflected image of the light's shape, complete with a lack of light, or shadow. In this way, it can look like a shadow is reflected.
Materials that can be reflected include light, sound, and heat. Light waves can be reflected off smooth surfaces like mirrors, sound waves can be reflected off hard surfaces like walls, and heat can be reflected by materials with high thermal reflectivity such as aluminum foil.
demonstrates how Benjamin Franklin reflected that culture.