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What else can I help you with?
How does my company collect past due account for services rendered?
You need to sue in court. The court depends on the amount of the loan.
Can a apartment complex collect past due rent if the apartment has been released?
Past due rent is past due rent, no matter how you look at it. It is money that is still due the landlord.
In Oregon if you make a payment on your loan can they repossess 2 weeks later if the payment only brings the account from 90 to 30 days past due?
READ your contract. IF you are in default, they can repossess.
Can you be past due and still get a car loan?
Depends on your definition of past due. If you mean past due "by a few days late all the time", then yes you can still get a loan. If you mean past due "30 days or more past due here and there or infrequently then it may be more difficult but yes you can still get a loan. It will refect in the rate and terms offered-the more past due, the higher the rate. If you are "constantly late, then probably not! Your credit reports will refect payments that are 30 days or more past due (ex: due on the 1st and pd after the 1st of the following month), they will not refect payments that are 10 or 15 days past due.
If you have a car repossessed how much notice does the claims company have to give you before demanding the balance be paid in North Carolina?
None in every auto loan contract there is legal verbage somewhere in there that states if you are past due (even one day) you are in default and they can call the whole contract due............sorry
What is the statute of limitations on unsecured loans in Georgia?
A loan is considered a written contract. In GA, the SOL is 6 yrs from when the loan became due and payable. If you got a loan from an individual, it would just be breach of contract, which has a SOL of 4 yrs.
When a loan is in default does the lender have to notify the cosigner?
When a loan is in arrears (past due), the creditor has the legal right to contact the cosigner unless the loan is included in bankruptcy. The Fair Debt Collection Practices Act states this fact. The sole purpose of a cosigner/guarantor is to guarantee the loan, hence it is likely if no payment arrangements have been made by one, they will collect from the other.
Is it right to offset deposits to the interest of a past due loan account of an individual and not to the principal balance of the loan?
Yes.Yes.Yes.Yes.
If the account being reviewed for loan modification due to hardship ollection department still call you daily about past due amount?
It is possible that your loan has already been sold to a third-party collection agency which may be attempting to collect the debt on its own - and actually have no knowledge of the loan modification you are attempting to work out with the lender. Notify the lender and perhaps they can recall your account from collections and end the harassment.
Is it legal for credit card companies to threaten to call relatives in an attempt to collect on a past due balance?
Credit card companies may call relatives that were given as a reference on the car loan. It is not illegal to call them, it is illegal to harass them.
If you make one payment when payments are behind can this stop the repossession?
Check your loan contract, but in most cases (99.99%) if the payment does not represent the total past due amount, or if you do not have arrangements with the lender setting asside repossession actions in lieu of payment arrangements, no; one payment toward a past due balance will not stop or delay repossession of the vehicle.
Can a bank repo a car after the contract has expired and you still owe money on the loan?
A contract for a car loan does not expire. A borrower must pay the balance on the loan in full, according to the terms, in order to take ownership of a car. A lender can repossess a car at any time due to a default on the loan, even if there is only one payment left.
