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If you suspect fraud, you may be asked to sign a statement under oath that you did not make the purchase(s) in question.
For More InformationThe FTC (Federal Trade Commission) works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad. Internet Fraud- Don't give out your credit card number(s) online unless the site is a secure and reputable site. Sometimes a tiny icon of a padlock appears to symbolize a higher level of security to transmit data. This icon is not a guarantee of a secure site, but might provide you some assurance.
- Don't trust a site just because it claims to be secure.
- Before using the site, check out the security/encryption software it uses.
- Make sure you are purchasing merchandise from a reputable source.
- Do your homework on the individual or company to ensure that they are legitimate.
- Try to obtain a physical address rather than merely a post office box and a phone number, call the seller to see if the number is correct and working.
- Send them e-mail to see if they have an active e-mail address and be wary of sellers who use free e-mail services where a credit card wasn't required to open the account.
- Consider not purchasing from sellers who won't provide you with this type of information.
- Check with the Better Business Bureau from the seller's area.
- Check out other web sites regarding this person/company.
- Don't judge a person/company by their web site.
- Be cautious when responding to special offers (especially through unsolicited e-mail).
- Be cautious when dealing with individuals/companies from outside your own country.
- The safest way to purchase items via the internet is by credit card because you can often dispute the charges if something is wrong.
- Make sure the transaction is secure when you electronically send your credit card numbers.
- You should also keep a list of all your credit cards and account information along with the card issuer's contact information. If anything looks suspicious or you lose your credit card(s) you should contact the card issuer immediately.
FBI - REPORT INTERNET FRAUD
http://www.ic3.gov/default.aspx
Don't throw anything in the bin that has your name or address on it, protect your card pins at all times if you use your credit cards online make sure that you have the right protection on your PC and make sure you use secure websites. Don't give out personal information over the telephone.
Reporting Credit Card FraudIf you lose your credit card or if you realize it's been lost or stolen, immediately call the issuer. Many companies have toll-free numbers and 24-hour service to deal with such emergencies. By law, once you report the loss or theft, you have no further responsibility for unauthorized charges. In any event, your maximum liability under federal law is $50 per card.If you suspect credit card fraud, you may be asked to sign a statement under oath that you did not make the purchase(s) in question.
You will need to contact your credit card company - they will walk you through the procedure. They should immediately put a block on your file and report it to the exception files. They may ask you for an affidavit or a police statement. If you're concerned that they're giving you the run-around, you should read up on your rights as a consumer-
What else can I help you with?
Should I remove old phone numbers from my credit report?
Yes, it is a good idea to remove old phone numbers from your credit report to ensure accuracy and prevent potential identity theft or fraud.
How can I add a credit freeze to my credit report?
To add a credit freeze to your credit report, you can contact each of the three major credit bureaus - Equifax, Experian, and TransUnion - either online or by phone. You will need to provide personal information to verify your identity and request the freeze. This will prevent unauthorized access to your credit report and help protect your identity from fraud.
Can FBI send fraud to cp?
The FBI cannot send fraud to a credit report (CP) directly, but they can investigate fraudulent activities and work with credit bureaus to address identity theft or fraud. If a victim reports fraud, the FBI may assist in gathering evidence or providing guidance on how to dispute inaccuracies on a credit report. Ultimately, it’s the responsibility of the individual to report fraud to credit bureaus and ensure their credit report is corrected.
Why are the three credit report agencies important?
The three credit report agencies are important because they provide report on your credit and if you encounter fraud, they are the agency that you should report to in order to prevent further damage on your credit card.
What are the benefits of credit report monitoring service?
The benefits of a credit monitoring service is that your credit is constantly being monitored for fraud activity. It helps prevent identity theft and alerts the member when a credit card balance changes or a new credit card account is opened. The service also monitors changes in credit score.
If your identity was stolen how do you get the false aliases removed from your credit report?
To remove false aliases from your credit report after identity theft, contact the credit reporting agencies (Experian, Equifax, TransUnion) and provide documentation proving the aliases are incorrect. You may also need to file a report with the Federal Trade Commission and place a fraud alert on your credit report. Be diligent in monitoring your credit report for any further suspicious activities.
What should I sign my credit card with?
You should sign your credit card with your full legal signature to help prevent fraud and verify your identity during transactions.
What should you do if someone is trying to get a credit card in your child's name?
Credit card fraud /is/ a crime. If you know which company contacted you, I would get in touch with them and let them know what you suspect is going on. Otherwise, I guess you could contact the police or maybe even the FBI. Not only would this be credit card fraud, but maybe identity theft, as well.
How can I prevent credit checks from being conducted on my personal information?
To prevent credit checks on your personal information, you can place a credit freeze or fraud alert on your credit report. This restricts access to your credit report and helps prevent unauthorized inquiries. Additionally, you can opt out of pre-approved credit offers and be cautious about sharing your personal information with unfamiliar entities.
What should you do when you are aware of someone who has committed identity theft by getting a credit card in someone else's name?
If you know someone who has committed identity theft, you should report it to the authorities immediately, such as the police or the Federal Trade Commission. It's important to take action to protect the victim's credit and prevent further fraudulent activity. Encourage the victim to contact their bank and credit card company to report the fraud and work on resolving the issue.
How can I put a freeze on my social security number?
To put a freeze on your social security number, you can contact the three major credit bureaus - Equifax, Experian, and TransUnion - and request a security freeze. This will prevent unauthorized access to your credit report and help protect your identity from fraud.
Can you put your husband's credit report information on your credit report?
no that would be credit fraud and you would go to prison
