0
If I decline my employers insurance and later my spouse loses her job can I join my employers plan at that time?
It depends on your employer. You may have to wait for an open enrollment period. Ask your human resource person. Every employer sponsored insurance I've seen allow participants to enter whenever a "life change event" occurs. I'm sure that covers the loss of a spouse's income.
What else can I help you with?
Why can't i stay on my employers health insurance when i turn 65?
It depends where you live. Some employers do not provide insurance. In some countries if you are working after you are 65 or your spouse is working, you will be entitled for health insurance from employer. You will be eligible for Medicare even if you continue to work after you turn 65. It is important that you decide whether or not to enroll for medicare. You may not need all of Medicare benefits if you are still covered under your employer's plan. You can delay certain parts of Medicare, and get them later on when you retire, or if you lose your employer's insurance. You should make these decisions at least 3 months before your 65th birthday.
How can an employer cover spouse and kids on health Insurance and then a year later say that the children are not covered because the other spouse has insurance coverage on the children?
Only one company can pay out on the health insurance so it is a waste of money being insured twice, and also it will save you the tax you are paying on the premiums.
Can an employee drop their health insurance coverage when it isn't their open enrollment to join their spouses coverage at their spouses open enrollment?
You can but it is unwise because you need to know when you would be covered by the spouse's health plan. Some plans have 3 and 6 monthj waiting periods. So it is wise to keep your insurance, sign up on the spouse's insurance then later on after you have your new coverage in effect you could drop your employer's plan. Some employers however "require" their employees to be covered or are paying for the coverage. Check with your employer about that. Some employers will also refuse to cover you again if you lose your husband's coverage. If the marriage is not is good shape it is a foolish to drop your own coverage in case there is a divorce. Sorry to mention it but is true.
Can your health insurance company force your spouse to take her employer's health plan?
Yes and no. When I worked for Blue Cross Blue Shield we HAD to take this insurance. It was only like 20 dollars a month but we didnt have a choice. I now work for another company who offers health (which I still took) but at the same time if you were to decline their health insurance they would pay you $1000 and you were SOL if you later decided you wanted to take it (until the next enrollment period. ) Hope this was helpful. Evan
Why does wolf population on isle royale decline following a decline in the moose population?
The decline of moose population followed sooner or later by a decline in the wolves population because the is less for the wolves.
Does being divorced revoke a will?
Yes. When a spouse is named as a beneficiary in a will and the couple later divorces, the spouse is removed from the will by operation of law unless the testator intended to keep the now ex as a beneficiary. This does not however, operate when it comes to life insurance policies. Therefore, when an ex-spouse was accidently kept on the policy, they will take under it, which is why it is always important to keep your estate planning current and up to date with your life.
Most body systems begin to decline during this period developmental?
later adulthood
Is it possible to accept a grad school offer and then decline it at a later time?
Yes, it is possible to accept a graduate school offer and then decline it at a later time. However, it is important to consider the implications of doing so, such as potential consequences for future applications or relationships with the institution.
Destructive lifestyle what does it mean?
Sooner or later, the individual's health will decline (quicker than normal living).
Can the car insurance co add your estranged husband whom im legally separated from to your policy against your wishes?
Yes. Usually if you take them the court signed documents and sign an exclusion they will remove the husband. Companies don't like for you to remove a spouse due to the majority of times that someone calls and wants a spouse removed from the policy, they get back together a week later and don't remember to call the insurance company back. Also many state laws make the company responsible for a spouse anyway. In my state the insurance company can be held responsible six months after the divorce is legal even if the spouse lives in another state and hits someone. my advice is to leave him on the policy until the divorce is final unless it is costing you money. Usually taking him off is not less but it makes you single again and as long as he doesn't have accidents or tickets it probably reduces your rate and protects you if he takes your car and hits someone.
Is it necessary to provide current insurance to the new insurance provider?
Generally Yes. Many insurers will decline your application if you can not prove that you have not had a lapse in coverage. If the new Insurer issued you a policy with the stipulation that you would provide them a copy of your current or previous policy at a later time. They can also cancel your policy or they can consider you a higher risk and charge you a higher rate if you fail to provide the promised information. If you have had a lapse in coverage you should just be honest with the new insurer upfront to avoid an embarrassing situation later.
What happen if your spouse marry again and find out years later he was never legally divorced. Is the second marriage legal?
No.
