Yes. A charge off is NOT the dismissal of the debt. It is a term used by creditors to remove the account from their books so it can be listed as a loss on their taxes. The account is then taken over by a collection agency or collection attorney who can recover the debt owed by whatever means neccessary. Which includes filing a lawsuit, being awarded a judgment, enforcing the judgment against wages, bank accounts and any non-exempt property.
I am not sure what a drug attorney means. A criminal lawyer can represent a drug dealer, a drug company or someone suing a drug company. They can settle differences in court.
Although you can certainly represent yourself in a court of law, It is customary to hire an attorney to file a suit for you.
If the company wishes to hire the firm, the company should call the firm and speak with one of the attorneys. The attorney will prepare a contract where the firm will agree to represent the company, and the company will agree to pay the necessary fees/retainer.
The insurance company hires a lawyer to represent the insured person or corporation. So, assume that Dan gets in a car wreck and rear-ends Paul. Paul sues Dan. Dan's insurance company hires Lewis the lawyer to represent Dan the defendant.
A debt collector is a person who collects debts owed to other people. An attorney is a person qualified to represent parties in a court, and who is specially trained in the law. A debt collector can be an attorney, but need not be one.
Settlement charges are fees assessed through the title company associated with buying a home. Title charges include fees directly related to the transfer of title, such as the title examination, title search, document preparation, and fees for the title insurance policy including attorney fees. They are normally charged to the buyer.
If a creditor files a motion for relief from stay in any bankruptcy proceeding, the papers should be served on the debtor's attorney of record.
If you paid the mortgage company directly, you may have a vested interest in the house. Your attorney would have to determine the validity of the other.
A corporate attorney is on the permanent payroll of just one company and concerns himself only with the legal wellbeing of that company.
An LLC (Limited Liability Company) cannot represent itself in legal matters; it must be represented by a licensed attorney. This is because the law treats LLCs as separate legal entities, and only individuals who are licensed to practice law can represent such entities in court. However, members of the LLC may represent the company in certain administrative matters or proceedings where legal representation is not required. Always check local laws for specific regulations.
Once the debt. has been charged off and sold to a outside collection source you must talk to them.
It is an honor to represent the company at the upcoming conference.