Assuming that the friend was driving the car at the time of the accident, both the owner and the driver in most cases can be held liable, and both could be sued. What actions can be taken to recover damages is pursuant to state laws. Often an insurance company will refuse to pay a claim under these circumstances. Contacting the insurance agent would be the best option.
If you have liability for an accident, you will need to contact your insurance company. If you do not have liability insurance, you may need to pay for the accident out of pocket.
Usually your own insurance.
naidu insurance
Your insurance rate will increase.
You are the one legally in the care, custody, and control of the vehicle and therefore are the one who will be cited for driving without insurance. This is just the beginning of your trouble though. If you were at fault, you are also responsible for the damages done in the accident which may include injuries and damages to the vehicle you hit.
They or their insurance company needs to pay for damage and medical bills in the accident. If they don't have insurance, they can still be sued for the accident by the victims insurance company.
Well Someone will sue you and the insurance will do something about it!
NO. the accident happened while he had his fathers car insurance. If he switches insurance he still uses the insurance he had when he got into his accident. However, your health insurance with pick up the difference.
Who is at fault has to do with the accident itself not the insurance coverage. A police report of the accident and looking at the proximate cause of the accident help determine fault.
Although it depends on your insurance, the driver is covered if driving with your permission.
Probably. When you purchase insurance, you are insuring the car. If you drive someone else's car and have an accident, their insurance should cover the costs (but their insurance *may* sue your insurance company for compensation/reimbursement.)
If it was someone you lent your car to, then it should