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It is and it isn't. It is because the homeowner was the one who invited people to the party, and if things gets stolen at their house it is their responsibilty, however it si the person who had the thing stolens fault. This is because they shouldn't have lef their belongings lying around.
What else can I help you with?
Will homeowner's insurance cover the damage if you back into your guest's vehicle in your yard?
No
If a guest were to fall and get injured in my home will my homeowner's insurance cover my guest?
You should check your homeowners insurance policy declarations. But with that said, your policy should have guest medical protection which could range from $500-$25,000 for your guest's medical expenses.
If a guest walks on the sidewalk leading to a home and falls off the sidewalk into a hole adjacent to that sidewalk and breaks their ankle is the homeowner liable?
Yes. When a person sustains an injury on residential property through no fault of their own the party that owns that property is responsible.
Is Homeowner Insurance responsible for a crime committed on property?
Generally no, barring some negligence or collusion, with the crminal, we are not responsible for acts of others, but there may be coverage for damages to the property under the homeowners insurance policy. The criminal who committed the crime would be the party responsible for their own acts. If you are the homeowner, and your property was damaged in the crime, then you will most likely have coverage for your losses under the property portion of your homeowners insurance policy. The liability portion of your home insurance would offer coverage for legal defense costs as well as any award for accidental damages or injuries for which the property owner (named insured) is found legally liable. Criminal acts of the insured is always excluded from coverage. Imagine this scenario, You have guests over for the week in your home. A Robber breaks into your house (your property) while you are at work, This robber then shoots and kills one guest in your home and assaults another guest. Do you think you, as the homeowner, should be held liable or responsible for that acts of a guy who illegally broke into your home and beat and murdered your guests simply because you own the property? Barring some negligence or facilitation of the crime, of course not. Here's another scenario, Someone carjacks you at gun point, they steal your car (your property), then use your car to rob a bank, As the carjacker/bank robber/murderer is hurriedly leaving the bank in your vehicle, they run over and kill two people and seriously injure three others. Should you, as the vehicle owner, be held responsible for 2 deaths, a bank robbery and injury to 3 people simply because it was your property that was used to do all this? Of course not. Barring negligence issues, neither you nor your Auto Insurance carrier would be liable or responsible for the acts of the thief who stole your car.
Can a hotel legally refuse a guest based on certain circumstances?
Yes, a hotel can legally refuse a guest based on certain circumstances, such as if the guest poses a threat to the safety or well-being of other guests, engages in illegal activities, or violates the hotel's policies or rules.
Is the homeowner liable for an injury to a guest if the guest is injured on the homeowners property but by an object that is not the homeowner's?
No, You are not automatically liable for an injury that occurs on your property simply because you own the property. It does not matter if you owned an object or not on which they person was injured. In order to be held liable you would have to have caused the injury either through direct action or in-action that led to the injury.
Can a host be held responsible for a guest showing up intoxicated to their home?
It is a possibility. When you own a home you can be held responsible for any injury that happens on your property, including things over which you have no control. You have no control over the guest that is already drunk when he comes to your home. But the minute you let him in, you are responsible for what may happen to him or because of his behavior. It is called "liability", which is the state of being legally obligated and responsible. Liability is part of the coverage included in your home owners insurance policy for the reasons discussed above. This may also include responsibility for this guest if, when he leaves your home in the same condition as he arrived, he is involved in a car accident and hurts himself or someone else.
Is homeowner liable when guest falls down stairs?
A homeowner is liable only because it is his property whether there were a hazard or not. Fear not, your homeowners Med pay and liability coverage will protect you and it will not count against you unless there was a hazard that you had the responsibility to remove or repair.
What decision are you making in the second step of the intervention model?
You are deciding whether or not the guest has enough money to pay
What will you to do if the guest complains that he lost his wallet in the room?
Help him to search for the wallet. It is the guest's responsibility to look after his own property. Unless a thief has entered the room and stolen it, it is just as if the guest has lost his wallet outside the hotel premises in the street.
What to say if the guest complains that he lost his wallet in the room?
Help him to search for the wallet. It is the guest's responsibility to look after his own property. Unless a thief has entered the room and stolen it, it is just as if the guest has lost his wallet outside the hotel premises in the street.
If a guest permits a minor to drink alcohol at a licensed establishments who is responsible under the liquor code?
Which of the following best helps lower a person's blood alcohol content
