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Legally you could not be forced to repay the debt, the exeception might be, your failure to report to the creditor that the charges are still being allowed. To fully protect youself you should dispute these charges as you would those done by a stranger, by written communication within 60 days when the charges were made, until the discrepancy in accounting is rectified. It might be possible that the charges were made before you made the request rather than after. If you live in a community property state, it would be a very good idea for you to seek legal adviced, before the matter becomes complicated.

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19y ago

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