In Massachusetts: Generally, a judge can assign a credit card debt to the other spouse in a divorce proceeding if the circumstances warrant such a redistribution. A creditor must make a claim within a statutory period against the estate of a deceased debtor. If an estate has not been filed in probate court a creditor may petition to administer the estate. The credit card company cannot make the decedent's relatives pay a debt that's only in the decedent's name.
depending on who was using the card, that's who's fault it would be... I'm going to assume since it was your spouse's credit card, that your spouse is then responsible for it.
If a spouse has a credit card in their own name & the other spouse isn't listed on it, bad credit won't affect the second spouse. But, if you both apply for a loan or other credit - the credit bureau will check both parties credit reports.
Technically, the debt has to be resolved by the estate. And as the spouse gets the estate, they will be paying one way or another. And is many cases the spouse benefits from the debt, they can come after the money
The estate of the credit card holder. If the surviving spouse was an approved user, or co-signee they would also be responsible.
No.
Half and half.
Yes. STATED BY AUTHOR
No, a creditor would not issue a card or extend credit on the account of a deceased spouse. The creditor might be willing to issue a card to the surviving spouse based on his or her own financial situation.
no
It all depends on what state you live in. Contact the credit card companies they can tell you
credit card debt is reserved to all the names that were used when the credit card was applied for so even in divorce situations where the judge has split the debt it is not legally removed from you if your name was on the account
The estate is primarily responsible. However, a spouse is normally considered to benefit from such debt and can be held responsible.