The dentist said that insurance would cover the procedure.
No, it is up to each insurance company to decided on whether they will cover this procedure or not. They are not required to cover this procedure by state or federal mandate.
A dentist may charge more than what is covered by insurance due to various reasons such as the complexity of the procedure, the quality of materials used, or the dentist's expertise and experience. Additionally, insurance plans may have limitations on coverage or may not fully cover certain procedures, leading to out-of-pocket expenses for the patient.
Contact your dentist office, they will be able to give you an estimate on what you need doing, and then see if your insurance company will cover it. It is possible the dentist office may even be able to tell you if your insurance will cover it over the phone.
According to WebMD, dental implants aren't currently covered under most dental policies. However, some medical policies will cover the procedure. Check with your insurance provider and your dentist. Dentalsite.com can give discount ideas.
It depends on what the agreement was between the patient and the dentist prior to the procedure. When you first came to the office, you filled out and signed a lot of paperwork. If you signed an agreement that you would be financially responsible for any fees not paid by the insurance, then you are on the hook for the balance. "I thought someone else (the insurance company) was going to pay for my dental work," will not stand up in court, and you run the risk of hurting your credit if the dentist obtains a judgment against you.
Check with your doctor to see if this is going to be a "medically necessary" procedure. This will play an important role of whether the insurance will cover the procedure or not. Once the doctor determines if it is medically necessary, then you can speak with member services of BlueCross BlueShield to discuss the coverage. The phone number for member services will be on your insurance card.
There is no separate insurance for bariatric surgery, but many health insurance plans cover bariatric surgery for patients that meet their qualification requirements. If you have insurance, check with your insurer to see if they cover this procedure. If you are shopping for insurance, ask if this procedure is covered.
No insurance companies will cover the cost of a tubal reversal. This is an out of pocket procedure if you wish to have it.
"Typically insurance companies do not cover cosmetic dentistry. There are occasions and circumstances in which the insurance company will cover these costs, you are going to have to speak with your insurer to be sure if they an cover the procedure you wish to have."
Whether or not Cigna will cover mandatory iron infusions depends on if your doctor designated this procedure as medically necessary to your health. In order to get the procedure approved, your doctor should contact Cigna prior to making you go for any procedures.
I recently had to have a colposcopy done. My insurance will not cover the procedure under regular doctor visits because they consider it a surgical procedure and I will have to first pay $500 out of pocket. Most colposcopies do not cost $500, so I ended up having to pay for the whole thing. I have Humana insurance. I know most insurance companies do cover them, however you will want to check with the insurance company on what your deductible will be since most of them consider it a surgical procedure.
Only if the procedure is performed by Michael Greaves, MD.