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What is the statute of limitations for a phone bill and can they legally collect after the time is up?
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Basically, if you owe the money, you should pay it--they provided a service and you used it. Statutes of limitation vary by state--most cell phone companies require a signature on a written agreement, which may increase the time they have to obtain payment. Be sure to view your credit report at least yearly to be certain that only accounts you have signed up for are there. You can get other companies to sell you a phone contract, but if you choose to return to the company you owe sometime in the future, they will expect to be paid.
See the link to a site that lists statutes of limitations for the different states.
Answer
Also SOL on phone services is 2 years, so if a collection agency is trying to collect and it is past SOL, they are in violation... you can sue for $1000 per violation. Remember to create a paper trail so you can prove violation... send a validation letter to the Collector via Certified Mail Return Receipt Requested (so you have proof of contact) and shortly after receipt dispute through EXP, TU and EQ. Chance are the violations will build up. And they wont have ground to stand on, in which case you then send an Intent to Sue letter.. and Viola! Tradelines deleted because they would rather not pay for the violations. And if they refuse... Sue them. They will be forced to settle for breaking the law, and you will get your way anyway. But it will not go that far... AND NEVER PAY THEM OR TALK TO THEM ON THE PHONE! Everything needs to be communicated through the mail.
Actually there more be more reasons than what you think is obvious for a person to ask this question. I asked this same question for Michigan and it isn't because i didn't pay my bill it is because someone used my information to get a phone years ago without my knowledge and it is on my CR and I am told that even if I pay it to get it off, it will still remain on my file as collection paid. So, I am looking at all angles to get this account off my report.
What else can I help you with?
What is the statute of limitations on unpaid phone bill in North Carolina?
what is the North Carolina statue of limitations for utility bills
How long does it take for a debt collection agency to collect a debt?
A debt collector can attempt to collect on a debt for as long as she wants. She cannot, however, bring legal action against you once the statute of limitations has expired. At this point, she may still attempt to contact you by phone and written correspondence, but that is legally the extent of the actions.
Can the debt collector sue you for a 12 year old account?
Yes, they can sue you for a 100 year old account, BUT they cannot collect on it or obtain a judgment if the statute of limitations has expired. If seven years have passed since the last payment was made, the debt is no longer recoverable.
Cell phone bill almost 8 years old that a collection agency just started calling aboutcan they still collect after all this time?
You need to check the law on this - find out what the statute of limitations are on unpaid (phone) bills.
Statute of limitations on phone bills in California?
Each jurisdiction sets its own statute of limitations. This would be a debt with a written agreement. It could be anything from 2 years all the way up to 10 years. It would start on the last communications from the user.
What is the statute of limitations in fl for cell phone bills?
The statute of limitations for a written contract or promissory note is 5 years. Keep in mind that time limit starts from the due date of your first missed payment.
What is the statute of limitations on a cell phone bill in Louisiana?
The statute of limitations on a cell phone bill in Louisiana is 3 years. This means that a request should be sent to the company stating that the debt is no longer owed.
What is the statute of limitations on mobile phone debt?
From my understanding most Cellular phone debt should fall under the statute of writen contracts because you sign a contract to begin service. I suggest contacting an atourney to verify this information.
What are the statute of limitations on unpaid home phone bills in Alabama?
As long as the phone is still in use, there is no limitation. If the phone is no longer being used, it could be 3 or 6 years depending on the type of contract.
How long does creditor has to file a lawsuit for a charged off debt Arizona?
A creditor or collector can sue you whenever they feel like it. The question is can they collect? In Arizona the law states that from the time you make your last payment to the credit card company they have three years to collect through the court system. This is known as the Statue of Limitations,(SOL). But be careful these crafty collectors are aware of that so when they get a debtor on the phone a trick they will play is the get a good faith payment, say $50 bucks. This starts the clock all over again!
What is the statute of limitation on a ticket for driving while on a cell phone in NY state?
A traffic ticket is a notice of violation. The statute of limitations is to prevent one from being accused of a crime when the witnesses may no longer be available and defense difficult. In this case, you have already been notified of the violation and have not defended against it in the time allotted. As such, a traffic ticket does not expire and is not subject to a statute of limitations.
Can a debt be collect if the statute of limitations has run out?
Probably no. Each state has it's own debt collection statutes of limitations. Passing the collection date does not mean you are not owing, and your credit score will reflect that you defaulted. If you owe fines, child support, etc. that won't help get out of those. Refuse to be contacted further even if your debt is "uncollectible", and do not pay anything back or arrange for making payments which they will try coaxing you into doing, using threats to bring legal action to scare you. As long as you are beyond the expiration date you have nothing to worry about, except keeping them off your phone and sending threatening looking, or disguised past-due debt notices. Notify your state to be on its "no calls" list.
