Under the doctorine of strict liability , a person who enages in certain activities can be held responbsible for any harm that result to others even if the person used the utmost care. Libability for injury is imposed for reasons other than fault .
Public liability is a type of insurance policy. This insurance protects or covers the user for legal liability to third parties (that is, potential lawsuits against them imposed by third parties).
One can buy a public liability insurance policy online from many insurance companies. These include Hiscox, Axa Liability Insurance and Endsleigh. One can use comparison sites such as Compare The Market to compare prices and conditions.
General liability covers Public and Producs Liability, therefore by having General Liability cover, public liability is covered also.
Technically, there is no difference between the two, besides the fact that many of the public and product liability risks are often covered together under a general liability policy. These risks may include bodily injury or property damage caused by direct or indirect actions of the insured. You can read more about public liability insurance on the Bizcover website in related links
Most homeowner insurance will cover for public liability but you need to read your policy.
The difference between employers liability and public liability are simple. Employer liability insurance covers only claims made by the employees against the company. Public liability covers claims against the company by the general public as well as third parties claims.
civil liability
difference between third party liability and public liability
1. Genesis of the public policy 2. Development of the Public Policy 3. Implementation of the public policy 4. Feedback on the public policy
Public liability insurance is typically purchased by businesses to cover themselves in the event of an accident. Some examples would include if the employee spills hot coffee on a patron or if an electrician wires a building incorrectly and it catches on fire.
Public liability and civil liability are related but not identical concepts. Public liability specifically refers to a type of insurance that protects businesses and individuals from claims made by third parties for injuries or damages that occur on their premises or as a result of their activities. Civil liability, on the other hand, encompasses a broader range of legal responsibilities and obligations that arise from civil law, including torts and contracts, and can include various forms of liability beyond just public interactions. Essentially, public liability is a subset of civil liability focused on public interactions and safety.