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Public liability insurance is typically purchased by businesses to cover themselves in the event of an accident. Some examples would include if the employee spills hot coffee on a patron or if an electrician wires a building incorrectly and it catches on fire.
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does homeowner ins cover the cleaning lady falls?
Most homeowner insurance will cover for public liability but you need to read your policy.
Does a home owners public liability insurance cover hired help accidents?
No. Homeowners Insurance "Never" provides coverage for your Employees or other Hired workers.
What is public liability insurance and how is it different from general liability insurance?
General liability covers Public and Producs Liability, therefore by having General Liability cover, public liability is covered also.
What does general liability cover?
The amount of coverage and the specifics of coverage will vary from policy to policy. In general liability insurance will cover damages to individuals or entities other than the insured individual. For example, in auto insurance liability insurance will provide for individuals injured in an accident excluding the policy holder.
Does contractor liability insurance cover poor workmanship?
No. Workmanship is not covered under a artisan contractors liability policy.
What does general liability insurance cover?
The amount of coverage and the specifics of coverage will vary from policy to policy. In general liability insurance will cover damages to individuals or entities other than the insured individual. For example, in auto insurance liability insurance will provide for individuals injured in an accident excluding the policy holder.
Does Wedding Insurance Cover A Runaway Bride or Groom?
No. Wedding insurance will only cover things such as public liability, host liability etc. It does not cover a runaway bride.
Does your homeowner liability cover you when you clean houses as an independent contractor?
No, there is a business exclusion under the liability section. You personal homeowners insurance will not cover your Commercial activities. You will need a Commercial General Liability policy to cover your business operations.
What are the rules or guidelines of PLPD insurance?
PlPD = public liability, property damage, meaning your policy will cover medical and some property damage to a vehicle or property you may have an infraction with
What types of policy can be obtained from Swift Cover Insurance?
Swift Cover Insurance is an insurance company that provides its customers with a variety of plans. They provide insurance plans that cover auto accidents and travel accidents.
If you share an apt. with your girlfriend and your renters insurance is just in your name is this a bad thing even if most of the contents are yours?
Each policy and each state is different. Sometimes living with someone constitutes common-law marriage. Most of the time, your policy will only cover your possessions, BUT the liability portion should cover ALL Accidents.
What does a named non owner policy cover?
It's a liability only policy. Non owner means you do not own a car so all you can get on it is Liability and some medical coverage.
