What type of insurance would cover expenses for someone injured on your property?


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2010-10-13 16:22:04
2010-10-13 16:22:04

Public Liability Insurance is the ideal insurance that will cover someone injured on your property.

This type of policy covers the insured's liability to members of the public. Such liabilities may arise as a result of the insured's business operation. The business being operated by the insured in his/her premises may at times lead to death, injury or accident to third parties, or damage to third party's property. Insured means policy holder.

A bit more:

Your homeowner's insurance policy will also include liability insurance if you have the right type of policy. Check with your homeowner's insurance company to see if you have that type of coverage.

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When you own a home you are libl for nything that happens on your property. Homeowners liability insurance covers you in the event someone i injured on your property. Homeowner's liability insurance covers the homeowner in the event that someone gets injured while on their property. It covers medical bills and other expenses for guests if something happens to them while at your home.

Your own liability insurance will never pay for the damage to your property or for your medical expenses. Your collision insurance pays for damage to your property, if it is your fault. Your Uninsured Motorist Insurance or Underinsured Motorist Insurance pays for damage to your property if caused by someone else who is uninsured or under-insured. Your liability insurance will pay for the damage to someone else's property or for someone else's medical expenses, if it is your fault. Someone else's liability insurance will pay for the damage to your property or for your medical expenses, if it is their fault.

Workers compensation is similar to insurance. If someone is injured while on the job the employer has to pay for wages lost while injured as well as medical expenses.

No. The injured party cannot be a household member. It does not matter if they are not listed on the policy.

There are many types of insurance you will need to own and operate your barbershop. The most important insurance will be liability insurance. Liability insurance will protect you in the event someone is injured on your property.

No You would need to seek coverage under your medical insurance policy for accidental injuries. Homeowners insurance is for property and liabilities that may arise out of home ownership. Home insurance does not replace medical insurance. If you think the property owner is liable through cause of injury, you might seek coverage under their liability if they carry the coverage.

Loss assessment on a homeowner's insurance policy is protection against getting sued for a person being injured on the property. This is a common insurance that condominium owners need to protect themselves from lawsuits for someone being injured in the common areas of the condominium complex..

You don't HAVE to cover your property with homeowners insurance once your home has not mortgage but you could lose everything if you had a fire or if someone was injured on your property. Some HOA's require some type of insurance on every property regardless of mortgage. Its not a wise decision to drop coverage.

Vacant property insurance can be obtained from most insurance agencies. Farmers Insurance, Foremost Insurance Group and website MoneySupermarket are just to name a few!

One can finance his or her medical expenses by getting insurance. AllinaHealth is just one company that can help one finance his or her medical expenses.

No. A homeowners insurance policy is specific to the property of the named insured.

If you rely on revenue from rental properties as your sole income or even as a supplement to other income, you need to have landlord's insurance to protect yourself as well as your assets. If someone is injured on property you own, you could be liable for thousands of dollars if you do not have landlord's insurance. Insurance can also protect you if your property is damaged and you cannot rent it until repairs are made. With landlord's insurance, you can restore your property and begin to generate revenue much more quickly after a disaster.

Homeowner's insurance covers most basic liability needs, should someone become injured on your property. Additional coverage against fire, flood, and earthquake is also recommended to protect your investment.

When people have accidents in their automobile and someone is injured it is required to report it to the police and to their insurance company. This is because the injured person may need a doctors care and the person responsible for the accident is the one that will be required to pay through their insurance company.

Landlord insurance is specifically for anyone who has bought a property with the intention of renting it. It provides insurance cover that standard household;d insurance may not, for example covering third party legal costs if someone was to be come injured in the property. There are different kinds of landlord insurance depending on the degree of cover needed. You can also get landlord insurance which guarantees to cover your rent payments for a period of time, should your tenants default on payment.

No, Homeowners insurance is not a replacement for medical insurance.

The coverage features you should look for when shopping for renters insurance should include protection of your personal belongings against damage from things such as fire, smoke, storms, vandalism and theft. You should look for a policy that covers temporary living expenses so that if your home becomes unfit for you to live there due to anything covered in the policy. Medical expenses in case someone is injured on your property, should also be something you look for as well as personal belongings in your car.

Yes. But the success of the lawsuit depends on the circumstances and whether you can prove some sort of negligence or strict liability on the part of the property owner. You should seek the advice of an attorney or make a claim against the owner's insurance company for your expenses.

Well, first lets make a complete sentence out of this: Who pays for the damages if someone that has no license or insurance hits your car? The answer is different for medical expenses and physical damage to your car. Medical expenses can be paid by your insurance company if you have "uninsured/underinsured" coverage. This type of coverage is usually very inexpensive and I recommend everyone has it. Literally a few dollars per year. For property damage, you can sue the person, or your insurance can pay for it if you have full coverage (comprehensive/collision) insurance. Then it becomes their problem if they want to sue the person or not to get their money back.

No. Pain and suffering of yourself is not a liability, as this only covers damages to property that may be caused (e.g. to replace the tree you hit) or if someone else sues you for what happened. You would need a personal cover or health insurance.

In 1897, Dayton, Ohio, resident Gilbert J. Loomis purchased a liability insurance policy from the Travelers Insurance Company for one thousand dollars. This policy protected Loomis if his car killed or injured someone or damaged their property. I admit, I copied this from the internet but it is interesting.

Property damage liability insurance is to cover the damage you may cause to someone else's property. Different states have different car insurance requirements and regulations. Further, some people get larger property liability insurance coverage than the minimum requirements.

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