No You would need to seek coverage under your medical insurance policy for accidental injuries.
Homeowners insurance is for property and liabilities that may arise out of home ownership. Home insurance does not replace medical insurance.
If you think the property owner is liable through cause of injury, you might seek coverage under their liability if they carry the coverage.
When you own a home you are libl for nything that happens on your property. Homeowners liability insurance covers you in the event someone i injured on your property. Homeowner's liability insurance covers the homeowner in the event that someone gets injured while on their property. It covers medical bills and other expenses for guests if something happens to them while at your home.
No. A homeowners insurance policy is specific to the property of the named insured.
Of course NOT. Homeowners Insurance does not cover auto accidents. That's what Auto Insurance is for.
Loss assessment on a homeowner's insurance policy is protection against getting sued for a person being injured on the property. This is a common insurance that condominium owners need to protect themselves from lawsuits for someone being injured in the common areas of the condominium complex..
They could be in some cases depending on how and why they were injured and what the relationship and residence status is to he named insured. Your homeowners medical coverage is specific to the named insured(s). Generally this is the home owner and resident family members. If someone else was injured on your property due to the insureds direct actions or through the insureds negligence for which you could be held liable then such an injury would be covered under the liability portion of your homeowners insurance policy. Bear in mind though that a homeowner is not automatically liable for an injury on the property simply because you own it. The injury would first have to be demonstrated as the fault of the insured, otherwise the homeowner is not liable.
You don't HAVE to cover your property with homeowners insurance once your home has not mortgage but you could lose everything if you had a fire or if someone was injured on your property. Some HOA's require some type of insurance on every property regardless of mortgage. Its not a wise decision to drop coverage.
Expect nothing, get an attorney...
Yes you May all you have to do is get intouch with your insurance agent or Company.
It's called "personal liability" coverage, and virtually all homeowners policies have it.
If it was done accidentally, then it may. Usually intentional acts are not covered.
Yes. If it is a home and it is owned by someone, then it is covered by homeowners' insurance, regardless of who that someone is.
No. The injured party cannot be a household member. It does not matter if they are not listed on the policy.