Legally, in most situations, an employer cannot "just cancel" any employee's health insurance without notice. A federal law known as ERISA requires 60 days' notice of "material reductions." Courts disagree over whether cancellation is a "material reduction" but all at least agree that concurrent notice (it's still notice to say 'I am canceling your health benefits as of today.') must be given to comply with fiduciary provisions. You should consult an attorney or your local labor board.
Yes, the employer can dismiss the employee without notice at certain cercumstaces. This can be for theft.
No, it is not illegal. If it is a group plan (through an employer), the employee could submit the enrollment change without the spouse's signature. The employer or insurer would not question it, since he or she is still married to the person. The spouse would know that he or she had been dropped when a COBRA notice arrives, assuming the employer offers COBRA coverage.
Under a group health plan (that is, the insurance is through an employer), the employee could take his/her spouse off of the plan. No signature would be needed from the spouse. The spouse would get a notice about continuing coverage through COBRA. At that point, the spouse could pursue being re-instated to the group plan. Under an individual health plan (bought without an employer), it would depend upon who the primary policyholder was. If the husband is the primary policyholder, he could possibly drop the wife. Again, the notice of COBRA rights would be sent. For more plain and simple answers to health insurance questions, visit Health Unsurance blog.
Unless the employee is protected by an Union Contract, yes, the employer can change employee compensation at will.
Who is paying the insurance policy, you or the employer? If the insurance was part of your compensation package at work, I believe that you must be notified at least a certain number of days in advance of its being cancelled or withdrawn, so that you can obtain replacement insurance. Also, look into COBRA.
my employer changed my exemptions without my permission and when I asked for a copy of my w4 they had wrote in numbers that I did not put in. Where do I turn for help ?
After being laid off without notice, you have the right to receive any owed wages, unused vacation time, and any severance pay if outlined in your employment contract or company policy. You also have the right to apply for unemployment benefits and seek alternative employment. Additionally, you may be entitled to continued health insurance coverage through COBRA, depending on the size of your employer and other factors.
For your health or safety.
they must give you at least a 24hour notice.
The answer may depend on the dates when you were on FMLA leave as the law underwent some changes and is date dependent. In general, insurance may only be canceled if insurance payments were not made. But for this to occur, the employer must give you advanced notice that this will occur due to nonpayment.
Absent a contract between you and your employer or local law/company policy stating otherwise, an employer may fire you for any or no reason with or without notice.