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Who's responsible for burglary of an apartment if not stated in the lease to have renter insurance?
The tenant is responsible for insuring his apartment and contents against theft. The Lease does not have to require insurance.
BUTWhere I live the Landlord is responsible for fixing the door or window the burglar damaged getting in and must maintain the security of the building to a "Satisfactory" standard.Basically the door and window locks must work and the doors be of the proper type etc.
What else can I help you with?
Can a renter insure the structure he lives in?
There is renters insurance, but it is on the items the renter has brought into the house/apartment. The owner has insurance on the building.
Is it a good idea to get renter's insurance when renting apartments?
Yes, you definitely need renter's insurance if you will be living in an apartment. In case of a fire or damage to the apartment, the building owners insurance will not cover your property. You need your own insurance for your things.
Who should purchase apartment renters insurance?
Every renter with valuable property in thier apartment should get renter's insurance for protection. Weigh the cost of insurance with the cost of replacing your property to decide if it is worthwhile in your situation.
What kind of insurance pays to replace items destroyed by a fire in your house or apartment?
renter's insurance
Washer drain hose come off in apartment who is responsible?
The renter is fully responsible for all damages
Which type of insurance would pay for the replacement of a computer stolen from an apartment?
renter's insurence
What are the benefits of having renter insurance for apartments?
Renter's insurance for apartments provides benefits such as protecting your personal belongings from theft or damage, covering liability in case someone is injured in your apartment, and offering temporary living expenses if your apartment becomes uninhabitable.
Do you have to reimburse the insurance company for leaving grease unattended on your stove at your apartment?
Possibly. The insurance company has reimbursed your landlord for his loss, and may indeed be within their rights to attempt to recover that from you as the one responsible. You're not their customer, your lanlord is, and anything they can recover from you will reduce the premiums they charge their customers.Unless the insurance company in question is the renter's, because he had rental insurance. In that case, the renter would be the insurance company's customer. As to whether the insurance company would cover a grease fire, the renter would have to consult his/her policy.
What types of insurance policy apply for tenants in rental houses?
If you are a tenant who rents out an apartment, house or building for living space it is a great idea to get renter's insurance. Without renter's insurance you could lose all of your personal property and valuables if a fire or burglary ever occured. The homeowner's insurance would cover the dwelling but not your personal belongings. When you're renting, you'll want to buy renters' insurance to cover your stuff. Here's a place that sells policies: http://www.statefarm.com/insurance/renters/renters.asp
What are the benefits of having insurance for apartment renters?
Having insurance as an apartment renter provides protection for personal belongings in case of theft, fire, or other disasters. It also offers liability coverage in case someone is injured in the apartment.
What is the average cost for USAA Renters Insurance?
USAA Renter's Insurance covers all of a person's possessions in a rented apartment, house, or condo. USAA renter's insurance rates start as low as $12 a month for $2,500 in personal property coverage.
Does a cosigner for a contract on an apartment share in the liability and if so can one cover the cosigner's liability with tenants insurance?
Yes the co signer is responsible for the entire terms and requirement on the lease just like the primary renter is. NO renters insurance cover the contents of the apartment and in case you cause a flood to the unit below and items of that nature. There is no insurance for the co signer
