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An auto body shop may ask you to sign a Declaration of Prior Damage (DOP) to acknowledge any existing damage on your vehicle before they begin repairs. This document helps protect both you and the shop by ensuring that any new damage that may occur during the repair process is not mistaken for pre-existing damage.
What else can I help you with?
How do you claim auto insurance when you wrecked your car on your property?
It would be an auto claim for the damage to the other and a homeowners claim for the damage to your property. You cannot be liable to yourself, so you cannot claim the property damage on your auto policy.
Is theft from auto in garage an auto or homeowners claim?
The theft of the auto itself would be covered by your auto policy. Damage to your structure caused by burglars would be covered by your homeowner's policy.
Do you have to disclose the premium cost on a previous auto insurance policy declaration requested by your new auto insurance company to prove prior coverage in Michigan?
You shouldn't have to disclose the premium, just the prior insurance carrier and policy number. What do you care if they see the premium anyway? It's not like they are going to adjust your new premium one way or the other.
If a person commits suicide in a vehicle and there was damage to the car would your auto insurance pay?
No
Does homeowners insurance cover auto damage caused by wind?
No. that's what Auto Insurance is for. Home insurance covers damage to your home from wind, hail, fire, lightning etc. Likewise, your auto insurance, comprehensive coverage would repair wind, fire, hail and lightning related damage to your vehicle.
Hired auto and non owned auto liability?
Hired auto and non-owned auto liability is a type of auto insurance that covers property damage and bodily damage caused by an automobile that you hire or rent. It can include borrowed vehicles. The insurance typically does not cover physical damage to the auto itself.
If you are in an auto accident and the other driver has no insurance and your insurance provider pays your claim do you need to have the auto repair done or can you keep the money?
No, you are not required to repair your vehicle. However, you might be disappointed if you experience another accident and further damage occurs. The insurance company may pay the claim differently since it cannot determine prior damage to current damage. However, if it is an older car and it is not significant, it is your judgment call.
Who is responsible for damage to fence on highway after an accident?
The insured found at fault would have to pay for the fence. This coverage is included in the liability property damage portion of an auto policy.
Is total loss eligible for mediation?
This will depend on your auto policy and the terms allowable within your policy. The value of the vehicle is somewhat negotiable, and factors like new tires, prior damage and such can effect the value.
Does home insurance cover damage to visitors car?
No, Home insurance does not provide coverage for automobiles, it does not matter who the automobile belongs too. That's what auto insurance is for. Damage to an automobile would be covered under the vehicle owners auto insurance policy.
What describes property damage liability insurance coverage?
Property damage liability is the coverage section of your liability auto insurance that will pay for physical damage to the vehicle or other property of another person if you are At Fault in an auto accident. This coverage would pay for repairs of the person's car or whatever else is damaged.
What best describes property damage liability insurance coverage?
Property damage liability is the coverage section of your liability auto insurance that will pay for physical damage to the vehicle or other property of another person if you are at fault in an auto accident. This coverage would pay for repairs of the person's car or whatever else is damaged.
