You can check, of course, but it is likely that your employer paid their unemployment compensation payments into the NY state unemployment pool and NOT the NJ pool.
If you're currently disabled and unable to work, you should apply for disability income benefits through your state.
This would depend on the state you work in. In most states, if you qualified for long term disability, you could not be eligible for unemployment because, among other things, you have to be ready, willing, ABLE, and actively seeking full time employment.
Social Security
Texas does not have a state mandated disability program. You can get coverage through your employer if they offer a voluntary option. You would need to begin coverage before getting pregnant.
Alabama does not have state short term disability. Many private short term disability programs are employee paid, meaning there are no direct costs for your employer to allow you the option.
In that situation, technically you'd get disability rather than unemployment. The two are often handled through the same agency, though.
Mortgage insuranceFor mortgage - I don't know of any companies that offer unemployment coverage other than through the State, those links are on the disability page. If you are self employed you can get unemployment and disability at your option through the State (CA) if your an employee, it's mandatory New answer 11/07/08 - if you are talking about private mortgage insurance, yes there are companies that offer PMI that have an option for disability and unemployment coverage.Add on answer 02/18/2011- You can purchase additional riders for the Mortgage Protection Insurance which is a form of Life Insurance with the premiums to be paid by the company if the owner is disabled or unemployed. Check with your agent first before jumping into any product and ask around.:Yes, you can add unemplyment mortgage protection, as well as disability income benefits to your mortgage insurance policy. A good agent can compare different rates from multiple companies and help you through the process.
If you become pregnant while on long-term disability through Great-West Life, your benefits may continue, but the specifics can vary based on your policy and the nature of your disability. Generally, if your pregnancy is not related to your existing disability, it might not affect your benefits. However, you should notify Great-West Life about your pregnancy to ensure compliance with their requirements and to understand any potential changes to your benefits. It’s advisable to review your policy details or consult with a representative for personalized guidance.
Because the long term disability benefits are probably better than the unemployment ones and because you can't collect both and you can claim unemployment only for a base period of 15 months, you may not have a better choice, but it's being made for you. Answer I think you should check in with the EEOC, since your rights as an employee may be an issue. In any case, unemployment can take several weeks to work through the process, so applying a month before the end of long term disability would make sense. How much you will receive will be dependent on the number of quarters you worked...best check it out so you have all the good information.
You can apply for unemployment benefits through your state's unemployment office or website.
Although unemployment laws vary from state to state, the purpose of unemployment compensation is to provide income to someone who has lost their job through no fault of their own. Thus, it is required that you have left the company involuntarily, and you are not eligible if you quit. Check with your state's unemployment commission to see what the requirements are to claim unemployment in your area. You are going to have to contact them to start benefits anyway - it never hurts to ask if your particular circumstance qualifies you for unemployment.
No. If you are employed, you may not get unemployment compensation.