For an answer to this particular question you should really seek the advice of counsel conversant with the laws of your particular state. I CAN say this however, whatever was contained in your pre-nuptial agreement will probably be totally irrelevant to the question you are asking. Your creditors and the bankruptcy court may well look very carefully at your husbands "non"-involvement with his spouse's business to determine if it was, in fact, a completely and totally separate entity from the marriage. Even this, irregardless of the findings, may not stop your creditors from making collection attempts against him. Seek the advice of counsel.
If they obtain a judgment against you, some state's houses are protected
No, it is not illegal for a collection agency to buy your debt and attempt to collect it from you.
Many people attempt to get small business loans through their personal bank. But, with the banks tightening up on loans there is a website called Entrepreneur that is perfect for getting a small loan to get a business the jump start needed to begin turning profit.
This is not a question that can be answered quickly. One of the first things that a person needs to do is to determine if owning their own business is right for them. What are the traits of an Entrepeneur, and do they have those traits? The next step will be, if indeed running a business is the right move, is deciding if a debt collection is the right business. Take stock of what starting a debt collection agency entails and what it takes to run it. There are many laws to be familiar with and to be in compliance with in order to run any business and this is true for a debt collection agency as well. Additionally a debt collection agency has laws that are specific to it by state and Federal regulations. The FDCPA is an example of one such law which regulates what a debt collector can and cannot do in attempt to collect a debt. Determining the start up capital and equipment that is needed and how one will secure it is part of the procedure for launching a debt collection agency. If you need to get financing from a bank you will need to have a very good business plan detailed and ready to go. Once you have gotten this far then you need to market your agency to secure clients.
There are many business voip providers. Among them are Jive, Nextiva, Vocalocity, Ring Central, 8x8, Improcom, VoIP Dito, and Onsip. Skype may also be used. One may attempt to use OoVoo, but that is intended to be more for personal use.
You should consult a lawyer first. One of the benefits of setting up a corporation is expressly that: it allows you (in theory) to separate your personal and business finances. However, this may not always protect you if your business goes bankrupt; in some cases creditors are allowed to reach your personal finances anyway. Setting up a corporation when the business is already at the point of bankruptcy may be viewed as an attempt at fraud... which is why you should talk to a lawyer first; any inclination the court may have had to treat you leniently is going to be wiped out by any hint of fraudulent intent.
They can attempt to, whether they do a good job or not is a personal matter. If involved in official business, such as court proceedings, a certificate of the disability or doctor's verification will probably be requested. Either of these would be difficult to artificially create.
Identity theft is when someone steals personal information from a person-such as social security number of passport-in an attempt to access and steal money or other items. Data theft is the taking of data from a personal or business device such as a hard drive.
business intelligence system
Yes, they can. Under the Fair Debt Collection Practices Act, the creditor can call family members or neighbors in an attempt to collect a debt.
Attempt to collect: yes they can attempt to collect long after the 7yr tradeline expiration date. Report: no since the very first account default triggers the 7yr deletion timer not when the collection agency receives it from the original creditor.
dfsfsdfsdfsdfsdfsdf