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What else can I help you with?
Does India have FDCPA?
India does not currently have their own FDCPA and some call centers are located in India to avoid the rules associated with it.
How do debt collectors validate a debt if disputed?
They need to provide the signed agreement copies to you and the proof that they purchased debt. Please check FDCPA guidelines for more details. Go to ftc.gov and you will find a copy of FDCPA there.
What can debt collectors do to collect debt?
Debt collectors (not the original creditor) is governed by this very nifty federal law: Federal Debt Collections and Practices Act (FDCPA). Sample of FDCPA and Sates see below in the link
What are the Non Spousal States as per FDCPA?
iowa, DC, Georgia, SC, CT
Can you sue an individule for wrongfully tryng to collect a debt?
yes you can read FDCPA at FTC.GOV
Do the repo companies have to obey by the fdcpa fair debt collections practice act?
To put it simply, Yes.
Can a creditor call on Sunday in Michigan?
Yes.The FDCPA does not prevent a creditor/collector from contacting the debtor on Sundays and/or holidays.
What was the first thing to ever be Googled?
The first ever question asked on google was : when was the internet invented?
Can a finance company give out informantion on the phone about your payment history?
Unfortunately, they probably can. Original creditors are not bound by the Fair Debt Collection Practices Act (FDCPA) as are 3rd party debt collectors. However, somes states do include original creditors in their state version of the FDCPA. Check your state statutes.
Is it a felony to bounce a check to a collection agency?
No, and if they tell you that it is, then they are violating the FDCPA- Fair Debt Collection Practices Act. They are not allowed to lie or scare you. It is against the law and you can actually sue them for violating the FDCPA. In fact, the laws are very strict under that. But of course, it's never good to bounce that check. It can eliminate their willingness to hold a payment plan or offer settlements to you, etc. No, and if they tell you that it is, then they are violating the FDCPA- Fair Debt Collection Practices Act. They are not allowed to lie or scare you. It is against the law and you can actually sue them for violating the FDCPA. In fact, the laws are very strict under that. But of course, it's never good to bounce that check. It can eliminate their willingness to hold a payment plan or offer settlements to you, etc.
What is the fine line difference between commercial debt and consumer debt?
Consumer debt is governed by the FDCPA....commercial debt is not.
FDCPA in Florida protect home from credit card collection agency?
How much can a credit card collector do with a lien on your property in Fl
