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What does it mean if your homeowners insurance carrier is not licensed by the Alabama Department of Insurance?
It just means they are not an "admitted" carrier. This required the insurance to be obtained through an insurance Broker. Your agent will usually obtain this coverage on your behalf. They sell a variety of types of coverages and policies so it is best to find an independent insurance agent to inform you of the any difference in the policy itself. You will also be required to pay a policy tax to the state which the broker will explain within the entire premium.
What else can I help you with?
Does a contractor's liability insurance company need to be licensed by the state of California?
Yes, a contractor's liability insurance company must be licensed by the state of California to operate legally. Insurance companies are regulated by the California Department of Insurance, which ensures they meet specific financial and operational standards. Contractors should verify that their insurance provider is licensed to ensure compliance and adequate coverage.
Can you get your homeowners insurance through your dad?
If you Dad is a licensed Insurance Agent, I'm sure he could sell you a policy. If your thinking of trying to trick or defraud the Insurance company. Property has to be insured by the owner and can be easily verified online.
Who regulates ethical insurance conduct?
In the United States your states department of Insurance or it's equivalent regulates the ethical conduct of licensed insurers.
Should a maid service be licensed and bonded?
Yes You may or may not have to be licensed depending on where you operate. Your state or local government may require you to be licensed and also carry minimum limits of liability insurance and also a surety bond. Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance companies and agents, rate quotes and comparisons, insurance buying tips, claims filing information and much more! State Insurance Department websites: http://www.naic.org/state_web_map.htm
Does homeowners insurance cover a non licensed in home daycare for personal injury?
It depends on the terms of the policy, but it's really unlikely that an insurance policy would cover illegal activity.
How can you find out if someone lost his or her insurance license due to fraud?
I am not sure you can find out the "due to" reason but you can check with your states insurance department and verify that they are licensed.
How does one become licensed and bonded for a local cleaning service business?
Check with your state and local government to see if you have to be licensed. Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance companies and agents, rate quotes and comparisons, insurance buying tips, claims filing information and much more! State Insurance Department websites: http://www.naic.org/state_web_map.htm
What are the job descriptions of public adjusters?
A public adjuster is an insurance claims adjuster advocating for the policy holder and negotiating the claimant's insurance claim. Public adjusters are licensed by the state's department of insurance
How do you get licensed to write title insurance?
California has set criteria for an insurance UNDERWRITER to become approved to issue insurance. Start with the California Department of Insurance. Their website is: www.insurance.ca.gov Becoming an AGENCY has a separate criteria than an UNDERWRITER being approved to issue insurance.
Can you take a insurance state test without working for an insurance company?
Assuming that you are talking about becoming an insurance producer, i.e., the ability to sell insurance, the answer is "yes". Contact the state insurance department website in the state in which you are located for more information about becoming licensed.
What license is needed to sell dental insurance in Pennsylvania?
You would need to become a licensed insurance agent through the Pennsylvania Department of Insurance, dental insurance specifically falls under the category of "health insurance". You can get your PA Health Insurance license by itself, or, more commonly, together with a life insurance license.
Will homeowner's insurance cover a stolen car?
The simple answer is NO. Homeowners policies will specifically exclude any vehicle licensed or intended for road use. To get coverage you will need to have Comprehensive coverage on your auto insurance policy.
